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US 2003/0120498 A1Published application
Customer privacy protection systems and methods
AssigneeFirst Data Corporation
InventorMissy L. Villapudua
Life of this patent
Estimating the term…
Abstract
A method for protecting consumer personal data by giving the consumer a choice of privacy preferences linked to their financial payment instruments such as credit cards, checks and the like. The privacy preference data is stored electronically in a database and on the payment instrument.
Claims16
A method for protecting consumer personal data, the method comprising:
- receiving an application for a payment instrument, wherein the application comprises personal data and a privacy preference of a consumer;
- saving the application in electronic form in a database;
- and
- storing at least some of the personal data and the privacy preference onto the payment instrument.
1 more element
A method for protecting consumer personal data, the method comprising:
- receiving in electronic form at a server computer a consumer's privacy preference relating to business transactions;
- saving the preference in a database;
- receiving a request to send a mailing to the consumer;
- accessing the database to determine the consumer's privacy preference;
- and
- sending the mailing to the consumer only according to the consumer's privacy preference.
3 more elements
A method for protecting consumer personal data, the method comprising:
- providing the consumer with a payment instrument having stored thereon a privacy preference;
- reading the privacy preference from the negotiable instrument when making a purchase at a merchant location;
- saving the privacy preference in a merchant database;
- and
- contacting the consumer only in accordance with the privacy preference.
2 more elements
Dependencies are inferred from the claim text.