Method and arrangement for performing a cashless payment transaction
OwnerMichael Horninventor
Life of this patent
Estimating the term…
Abstract
Method for performing a cashless payment transaction using a trader station, a mobile radio terminal belonging to a user and having a SIM card which is provided with an identifying identifier, and a central station which is connected to the mobile radio terminal and to the trader station over a data network. A first electronic credit value for cashlessly paying for a telephony service is assigned to a first account and is stored in a first credit memory, and a second electronic credit value for cashlessly paying for goods or a service is assigned to a second account and is stored in a second credit memory, the first and the second account being combined in a user interface as a joint account.
Claims9
A method for performing a cashless payment transaction using a trader station, a mobile radio terminal belonging to a user and having a SIM card which is provided with an identifying identifier, and a central station which is connected to the mobile radio terminal and to the trader station over a data network, comprising:
- assigning a first electronic credit value for cashlessly paying for a telephony service to a first account, which is stored in a first credit memory;
- and
- assigning a second electronic credit value for cashlessly paying for goods or a service to a second account, which is stored in a second credit memory,
- the first and the second account being combined in a user interface as a joint account.
A system for performing cashless payment, comprising:
- a first credit memory to store a first electronic credit value;
- a second credit memory to store a second electronic credit value;
- and
- a credit management device to jointly manage the first and second electronic credit values, said credit management device providing a user interface to display the two credit values as a joint account.
Dependencies are inferred from the claim text.