Methods and systems for estimating building reconstruction costs

A system for estimating a reconstruction cost for a designated area within a building, comprising:

• means for providing access to a database of reconstruction-pricing data comprising:
• (a) a plurality of price-index data indexed by corresponding geographic location and representing reconstruction-pricing data for a plurality of different building types and a plurality of different building-area types within a building,
• (b) comparative building-category data representing relative pricing levels for reconstructing each of a plurality of different building categories, and
• (c) comparative building-area data representing relative pricing levels for reconstructing each of the plurality of different building-area types within a building;
• means for providing geographic-location data of a predetermined building;
• means for providing building category-defining data for the predetermined building;
• means for providing building area-type data for a designated area within the building, the building area-type data being selected from the plurality of different building-area types within a building;
• means for obtaining relevant price-index data from the database for the geographic location of the predetermined building based on the geographic-location data;
• means for obtaining relevant comparative building-category data from the database for the predetermined building based on the building category-defining data for the predetermined building;
• means for obtaining relevant comparative building-area data from the database based on the building-area type data for the designated area;
• and
• means for producing a reconstruction-cost estimate for the designated area within the building based on the relevant price-index data, the relevant comparative building-category data and the relevant comparative building-area data.

A method for estimating a reconstruction cost for a predetermined building, comprising:

• providing access to a database of reconstruction cost data accessible by geographic location and type of area within a building;
• providing geographic location data indicating a geographic location of a predetermined building;
• providing first building area-type data indicating a type of a first area within the building and second building area-type data indicating a type of a second area within the building, the first and second building area-type data being selected from a plurality of different predetermined building-area types;
• obtaining first reconstruction-cost data for the first area within the building from the database, the first reconstruction-cost data corresponding to the geographic-location data and the first building area-type data;
• obtaining second reconstruction-cost data for the second area within the building from the database, the second reconstruction-cost data corresponding to the geographic-location data and the second building area-type data;
• and
• producing a reconstruction-cost estimate for the building based on the first and second reconstruction-cost data.

A system for estimating a reconstruction cost for a predetermined building, comprising:

• means for providing access to a database of reconstruction-cost data accessible by geographic location and type of area within a building;
• means for providing geographic-location data indicating a geographic location of a predetermined building;
• means for providing first building area-type data indicating a type of a first area within the building and second building area-type data indicating a type of a second area within the building, the first and second building area-type data being selected from a plurality of different predetermined building-area types;
• means for obtaining first reconstruction-cost data for the first area within the building from the database, the first reconstruction cost-data corresponding to the geographic-location data and the first building area-type data;
• means for obtaining second reconstruction-cost data for the second area within the building from the database, the second reconstruction-cost data corresponding to the geographic-location data and the second building area-type data;
• and
• means for producing a reconstruction-cost estimate for the building based on the first and second reconstruction-cost data.

A method for estimating a reconstruction cost for a predetermined area within a building, comprising:

• providing access to a database of full reconstruction-pricing data based on builder-supplied full reconstruction-price data, the full reconstruction-pricing data being expressed as a plurality of per unit area pricing data accessible according to geographic location and/or type of building area selected from a predetermined plurality of building-area types within a building;
• providing geographic-location data indicating a geographic location of a predetermined building;
• providing building area-type data for a designated area within the building, the building area-type data being selected from the predetermined plurality of building-area types;
• obtaining corresponding per-unit-area pricing data for the designated area from the database, the corresponding per-unit-area pricing data corresponding to the geographic-location data and the building area-type data;
• and
• producing a reconstruction-cost estimate for the designated area based on the corresponding per-unit-area pricing data and a size value for the designated area.

A system for estimating a reconstruction cost for a predetermined area within a building, comprising:

• means for providing access to a database of full reconstruction-pricing data based on builder-supplied full reconstruction-price data, the full reconstruction-pricing data being expressed as a plurality of per-unit-area pricing data accessible according to geographic location and/or type of building area selected from a predetermined plurality of building-area types within a building;
• means for providing geographic-location data indicating a geographic location of a predetermined building;
• means for providing building area-type data for a designated area within the building, the building area-type data being selected from the predetermined plurality of building-area types;
• means for obtaining corresponding per-unit-area pricing data for the designated area from the database, the corresponding per-unit-area pricing data corresponding to the geographic-location data and the building area-type data;
• and
• means for producing a reconstruction-cost estimate for the designated area based on the corresponding per-unit-area pricing data and a size value for the designated area.