Credit account integration method

A computer data signal, embodied in a carrier wave, and representing a program which makes the computer control the credit account management, and the program making the computer execute the steps of:

• judging, when a plurality of credit accounts are integrated into a credit account, whether an outstanding credit-loan amount in the credit account after integration is larger than a target limit which is expected to be a credit limit in the credit account after integration;
• setting an equal to or larger amount than the outstanding credit-loan amount as the credit limit in the credit account after integration, when it is judged that the outstanding credit-loan amount in the credit account after integration is larger than the target limit;
• and
• setting the same amount as the target limit as the credit limit in the credit account after integration, when it is judged that the outstanding credit-loan amount in the credit account after integration is equal to or smaller than the target limit.

A recording medium which records a program which makes a computer control the credit account management, and the program to make the computer perform the steps of:

• when a plurality of credit accounts are integrated into a credit account, judging whether an outstanding credit-loan amount in the credit account after integration is larger than a target limit which is expected to be a credit limit in the credit account after integration;
• setting an equal to or larger amount than the outstanding credit-loan amount as the credit limit in the credit account after integration, when it is judged that the outstanding credit-loan amount in the credit account after integration is larger than the target limit;
• and
• setting the same amount as the target limit as the credit limit in the credit account after integration, when it is judged that the outstanding credit-loan amount in the credit account after integration is equal to or smaller than the target limit.