Muniflow-cash management & investment services for municipalities, school districts and authorities, and other entities

Abstract

A process by which a Preliminary Analysis (10) uses Enhanced Cash Flow Statement (12) and Account Balance Analysis (14) to provide a historic basis and knowledge of cash receipts and cash needs for expenditures. Analysis Update (18) constantly monitors the receipt and disbursements of cash in order to prepare an update-to-day Investment Proposal (24). Investment Preparation (22) involves documentation (20) and takes the aforementioned analyses and provides a means by which funds are competitively bid through the Bidding Process (28) to a variety of financial institutions; finding the best rate available on any given day. The Bidding Process (28) is based on Investment Proposal (24) written to match cash flows shown in Enhanced Cash Flow Statement (12) and Account Balance Analysis (14). Weekly Cash Balances (26) provides information to this process to determine if cash levels are such to allow for further investments. Continuous Monitoring (30) of all aspects of an entities cash flow is taken from the entities own accounting documents as well as from bank account statements shedding light on activity changes that may impact future cash flows and thus Investment Proposal (24). Client Binders (32) are used for constant Reporting (34) so that the entity knows at all times the status of its cash flow and investments. Annual Health Check (36) is used to ensure constant compliance with all applicable laws, policies and regulations governing investments within each entity.

Dependencies are inferred from the claim text.