Product and service risk management clearinghouse

A computerized system for managing risk, the system comprising:

• a computer server accessible with a system access device via a communications network;
• and
• executable software stored on the server and executable on demand, the software operative with the server to cause the system to:
• gather data relevant to the product or service into a computer device;
• aggregate the data gathered according to risk variables;
• receive an indication of a risk subject;
• associate portions of the aggregated data with the risk subject;
• and
• transmit the associated portions of the aggregated data.

Computer executable program code residing on a computer-readable medium, the program code comprising instructions for causing the computer to:

• gather data relevant to the product or service into a computer device;
• aggregate the data gathered according to risk variables;
• receive an indication of a risk subject;
• associate portions of the aggregated data with the risk subject;
• and
• transmit the associated portions of the aggregated data.

A computer data signal embodied in a digital data stream comprising data relating to risk management, wherein the computer data signal is generated by a method comprising the steps of:

• gathering data relevant to the product or service into a computer device;
• aggregating the data gathered according to risk variables;
• receiving an indication of a risk subject;
• associating portions of the aggregated data with the risk subject;
• and
• transmitting the associated portions of the aggregated data.