Process and device for electronic payment
AssigneeMagic Axess
InventorGilles Kremer
Life of this patent
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Abstract
The present invention relates to a process and device for electronic payment which comprises an operation of opening a communication session between a first user terminal and a merchant server, on a first communication support, such as the Internet. During said communication session, the user terminal constitutes a single use payment certificate. The user receives, on a second terminal, such as a mobile phone, confidential information such as a password and transmits it to the first support. The correspondence between the information transmitted to the second terminal and that transmitted by the first terminal is verified and if there is correspondence the payment is validated.
Claims13
Signature process, characterized in that it comprises:
- a step of attribution of a signature to a user,
- a step of opening a communication session, on a computer network, between an emitting computer system and a remote receiving computer system,
- a step of authenticating the user of said emitting computer system,
- a step of transmission, from the emitting computer system to the remote receiving computer system, by means of the computer network, of information representative of data to be signed,
- a step of signing, by the remote receiving computer system, with the signature attributed to the user, the information representative of the data to be signed, and
- when an addressee of the document desires to verify the authenticity of said data, a step of verification of the signature of the information representative of said data.
Dependencies are inferred from the claim text.