Personal fingerprint authentication method of bank card and credit card
OwnerPo-Tong Wang, Sheng-Ming Wuinventors
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Abstract
This invention represents a method of bank card and credit card with fingerprint authentication for identifying whether a user is a registered owner of the card. The reference fingerprint data will be digitized and stored in an IC chip or stored on a magnetic strip of a bank card and a credit card. Therefore, this invention can identify the correct user of the bank card or the credit card by collating the measured fingerprint data with the reference fingerprint data via a fingerprint ATM terminal or a fingerprint reading device of the credit card. It could prevent the illegal use of these cards and heavy financial problems of issuing banks.
Claims7
A personal authentication method of bank card and credit card with fingerprint authentication function comprising:
- bank card or a credit card main body;
- memory means for encrypting and storing fingerprint characteristic data on a magnetic strip or in index position of an IC chip of the card when the user applies for a bank card or a credit card;
- fingerprint match means for collating the measured fingerprint data with the reference fingerprint data via a fingerprint ATM terminal or a fingerprint reading device of the credit card;
- and
- authentication means for identifying whether the user is a registered owner of the card.
Dependencies are inferred from the claim text.