Secure electronic commerce

22 A method for enhancing security of network transactions, comprising:

• receiving information relating to a pending transaction over a secure link, said information including a transaction identifier, access information for a data product, and a purchase amount;
• determining an appropriate chargeable telephone number based upon said purchase amount;
• storing said transaction identifier, said telephone number, and said access information;
• and
• returning said transaction identifier and said telephone number over said secure link.

The method of claim 22 further comprising:

• receiving a telephone call made to said telephone number from a caller;
• during said call, receiving caller identity information;
• during said call, receiving said transaction identifier;
• storing said caller identity information with said transaction identifier;
• providing said access information to said data product to said caller.

A computer readable medium storing computer-readable instructions which, when read by a client, cause the client to:

• dial and establish a connection to a specific telephone number over a telephone network;
• send a transaction-specific identifier over said connection;
• receive a message over said connection with a universal resource locator (URL) and password;
• drop said connection;
• connect to said URL over a public Internet;
• and
• display said password.