Debit or credit card transaction clearing house system
OwnerTodd Warmackinventor
Life of this patent
Estimating the term…
Abstract
The present invention is a system that provides real-time balance and usage by alerting the primary card owner of any suspicious and/or all purchases/debits. This provides a system that will offer real-time monitoring capabilities by providing a system with various substations. These sub-stations are integrated with the conventional credit host system and/or credit card provider system. Each sub-system or sub-station, is a computer code that enables each sub-system to act as separate entities. The entities work together to provide real time balance and usage information at the touch of a button enabling the credit card owner real-time decision making options on the particular card's account.
Claims14
A credit card transaction clearing house system comprising:
- a plurality of sub-systems;
- each sub-system is a computer code;
- a data base for recording pertinent data of a customer and said data base is linked to at least one of said plurality of sub-systems;
- at least one sub-system provides for real-time owner notification for each credit transaction.
A credit card transaction clearing house system comprising:
- a plurality of sub-systems;
- each sub-system is a computer code;
- a data base for recording pertinent data of a customer and said data base is linked to at least one of said plurality of sub-systems;
- at least one sub-system provides for real-time owner notification for each credit transaction;
- at least one sub-station provides access to account information.
Dependencies are inferred from the claim text.