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AssigneeFujitsu Limited
InventorsYoshiya Okamoto, Makoto Sawada
Estimating the term…
A method of invitation to alteration of a contract of cash loan for consumption, which makes it possible to discover a potential customer with whom a new contract can be made and promote making of the new contract. When a creditor issues an itemized statement of use and a bill and/or executes a reminding process, invitation target customers each satisfying conditions for being a defaulting debtor or a candidate defaulting debtor are extracted from all debtors, and each of the extracted debtors is notified of an address of a Web site at which a service is provided for guiding customers to new contracts. At the Web site, a payment plan which is to be followed after alteration of present contract contents is simulated, and when the debtor can consent to a result of the simulation, a procedure for altering the present contract contents can be taken instantly. Since debtors eligible for new contracts are each extracted as invitation target customers, and a payment plan which is to be followed under a new contract can be checked instantly, it is possible to promote making of a contract with each extracted debtor.
A method of invitation to alteration of a contract of cash loan for consumption for inviting a debtor to alteration of contract contents concerning payment terms,
A method of invitation to alteration of a contract of cash loan for consumption for inviting a debtor to alteration of contract contents concerning payment terms,
A program for causing a computer to extract extracting invitation target customers each satisfying predetermined conditions from debtors, notify each of the extracted debtors of an invitation to alteration of present contract contents to other contract contents which allow relaxation of payment terms, and information concerning reception of an application for the alteration of the present contract contents, simulate a payment plan which is to be followed after the alteration to the other contract contents, based on an access from the debtor, and take a procedure for altering the present contract contents when the debtor consents to the alteration to the new contract contents based on a result of the simulation.
A computer-readable recording medium storing a program for causing a computer to extract extracting invitation target customers each satisfying predetermined conditions from debtors, notify each of the extracted debtors of an invitation to alteration of present contract contents to other contract contents which allow relaxation of payment terms, and information concerning reception of an application for the alteration of the present contract contents, simulate a payment plan which is to be followed after the alteration to the other contract contents, based on an access from the debtor, and take a procedure for altering the present contract contents when the debtor consents to the alteration to the new contract contents based on a result of the simulation.
An invitation apparatus for alteration of a contract of cash loan for consumption, the invitation apparatus inviting a debtor to alteration of contract contents concerning payment terms,
Dependencies are inferred from the claim text.