System and method for effecting anonymous payments
OwnerWilliam J. McWilliam, Jonathan Arn Rubenstein +1inventors
InventorsWilliam J. McWilliam, Jonathan Arn Rubenstein, Jerry Sumpton
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Abstract
A method and system for effecting anonymous payments is disclosed wherein the method comprises the steps of receiving an order for a purchasing card from a customer, and assigning a purchasing card to the customer. The customer is able to use the purchasing card to purchase items online and/or offline.
Claims25
A method of effecting an anonymous payment comprising the steps of:
- receiving an order for a purchasing card from a customer;
- and
- assigning a purchasing card to the customer, the purchasing card being usable to purchase goods and services.
A method of effecting online payments comprising the steps of:
- an end user obtaining a purchasing card;
- and
- an end user shopping online using the purchasing card information to effect payment.
A system for effecting online payments comprising:
- a customer network;
- a merchant network, the customer network in communication with the merchant network;
- and
- an online payment service network in communication with the customer network for creating a credit identity for a customer.
An online payment service for effecting online payments comprising:
- a receiver for receiving an order for a purchasing card from a customer;
- processing means for securing payment from the customer for the order;
- and
- a notifier for notifying the customer of purchase card information.
A method of effecting an anonymous payment comprising the steps of:
- obtaining a transaction instrument;
- assigning restrictions to the transaction instrument;
- and
- a customer using the transaction instrument to make purchases.
Computer-readable media for storing instructions or statements for use in the execution in a computer of a method for effecting an online payment, the method comprising steps of:
- receiving an order for a purchasing card from a customer;
- and
- assigning a purchasing card to the customer, the purchasing card being usable to purchase items online.
A computer program product for use in the execution in a computer for effecting an online payment, the method comprising steps of:
- receiving an order for a purchasing card from a customer;
- and
- assigning a purchasing card to the customer, the purchasing card being usable to purchase items online.
A computer data signal embodied in a carrier wave and representing sequences of instructions which, when executed by a processor, cause the processor to effect an online payment, the sequences of instructions comprising the steps of:
- receiving an order for a purchasing card from a customer;
- and
- assigning a purchasing card to the customer, the purchasing card being usable to purchase items online.
Dependencies are inferred from the claim text.