Automated insurance policy application
OwnerJohn C.R. Hele, Christopher Serflekinventors
Life of this patent
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Abstract
Disclosed is an overall process for automatically providing policy documents for products of a plurality of insurance carriers. The appropriate completed document can be sent to the user based on the user's selection of the product.
Claims24
A machine-based method of providing a user life insurance policy comprising
- determining information required to complete policy documents for a plurality of insurance carriers;
- obtaining a user profile which includes the information;
- receiving a selection from the user of an insurance carrier;
- and
- automatically producing an electronic document by entering fields from the user profile into the policy document of the selected insurance carrier.
A computer-readable medium having encoded thereon a set of computer-interpretable queries, each query corresponding to a field in a user profile, the set being sufficient to obtain information to complete forms required to issue an insurance policy for a plurality of insurance carriers.
An article of computer-readable medium comprising instructions for causing a computer to:
- determine information required to complete policy documents for a plurality of insurance carriers;
- receive a user profile which includes the information;
- receive a selection from the user of an insurance carrier;
- and
- automatically produce an electronic document by entering fields from the user profile into the policy document of the selected insurance carrier.
Dependencies are inferred from the claim text.