Online card activation system and method

A method of activating a card through a global computer network comprising the steps of:

• a) issuing a notice to a cardholder to activate a card on a first computing system in communication with the global computer network by a first network;
• b) promoting the cardholder to use the first computing system to access a site on a second computing system on the global computer network;
• c) prompting the cardholder to provide predetermined card information to the site and communicating the predetermined card information to the global computer network through the first network;
• d) allowing the global computer network to process the predetermined card information to generate activation results;
• and
• e) transmitting the activation results to the cardholder on the first computing network.

A method of activating a financial transaction card through a provider site on a global computer network, the method comprising the steps of:

• a) providing a cardholder-accessible network having an interactive card activation web site in communication with a cardholder's computer system;
• b) instructing the cardholder to access the web site through the computer system and provide predetermined card information corresponding to the cardholder's account with the provider;
• c) allowing the computer system to process the predetermined card information through the global computer network to a second computing system, the second computing system processing the predetermined card information and generating activation results;
• and
• d) transmitting the activation results to the cardholder over the first computing network to the computing system.

A method for activating a card through a computer network, the steps comprising:

• a) prompting a cardholder to provide predetermined card information to a site on a first computing system in communication with a second computing system over a first network and communicating the predetermined card information to the second computing system over the first network;
• b) processing, by the second computing system, the predetermined card information against previously stored account data in order to activate the card defining processing results;
• and
• c) notifying the cardholder on the first computing network of the processing results.

A method for activating a card by a cardholder through a first computing system in communication with a second computing system over a computer network, the method comprising the steps of:

• a) offering a notice to the cardholder to activate the card on the first computing system and allowing the cardholder to access an site generated by the second computing system, the site located on the computer network;
• b) prompting the cardholder to provide predetermined card information to the site and communicating the card information to the second computing system via the computer network;
• c) allowing the second computing system to process the card information by comparing the card information to previously stored account data;
• d) evaluating whether the card information passes predetermined fraud processing rules;
• e) determining whether the card information corresponds to a pre-existing provider service;
• f) authenticating the card if the card information passes predetermined fraud processing rules;
• g) generating activation results based on any of steps c-f, and
• h) notifying the cardholder on the first computing system of the activation results.

A method of activating a device through a provider site on a global computer network, the method comprising the steps of

• a) providing a consumer-accessible network having an interactive device activation web site in communication with a consumer's computer system;
• b) instructing the consumer to access the web site through the computer system and provide predetermined device information corresponding to the consumer's account with the provider;
• c) allowing the computer system to process the predetermined device information through the global computer network to a second computing system, the second computing system processing the predetermined device information and generating activation results;
• and
• d) transmitting the activation results to the consumer over the first computing network to the computing system.

A method of activating a consumer account through a provider site on a global computer network, the method comprising the steps of:

• a) providing a consumer-accessible network having an interactive account activation web site in communication with the consumer's computer system;
• b) instructing the consumer to access the web site through the computer system and provide predetermined account information corresponding to the consumer's account with the provider;
• c) allowing the computer system to process the predetermined account information through the global computer network to a second computing system, the second computing system processing the predetermined account information and generating activation results;
• and
• d) transmitting the activation results to the consumer over the first computing network to the computing system.