Simple payment system and method for merchandise purchased by mobile telephone terminal

A simple payment system for merchandise purchased by a mobile telephone terminal, comprising:

• plural mobile telephone terminals that provide a card reader for reading information from a prepaid card in which the payable amount of money is at least registered beforehand and for reading information from a debit card;
• plural base stations for transmitting/receiving data to and from said plural mobile telephone terminals;
• at least one server that connects to said plural base stations via switching exchange equipment, and stores merchandise information for an on-line shopping and each password of each user of said plural mobile telephone terminals and each address corresponding to each user of said plural mobile telephone terminals;
• and
• at least one delivery center that delivers said merchandise ordered by each user of said plural mobile telephone terminals to said address of said user of said mobile telephone terminal by an instruction of said server, wherein:
• said mobile telephone terminal transmits a request, which said merchandise information desired by said mobile telephone terminal is transmitted to said mobile telephone terminal, to said server via said base station and said switching exchange equipment, and receives said merchandise information, and said mobile telephone terminal transmits said desired merchandise information and said password and information of said prepaid card or said debit card to said server when said mobile telephone terminal decided to purchase said desired merchandise;
• and
• said server confirms said desired merchandise and said information of said prepaid card or said debit card and said password, and instructs said delivery center to deliver said desired merchandise to said address and subtracts the amount of said merchandise from said prepaid card or the bank account of said debit card, when said information of said prepaid card or said debit card and said password was authenticated.

A simple payment method for merchandise purchased by a mobile telephone terminal, comprising the steps of:

• transmitting a request, which merchandise information desired by a mobile telephone terminal and storing in a server is transmitted from said server to a mobile telephone terminal for an on-line shopping, from said mobile telephone terminal to said server;
• receiving said desired merchandise information transmitted from said server at said mobile telephone terminal;
• making a purchase order for merchandise desired by said mobile telephone terminal at said mobile telephone terminal;
• inserting a prepaid card or a debit card into a slot of a card reader provided in said mobile telephone terminal;
• inputting a password of a user who ordered said desired merchandise to said mobile telephone terminal;
• transmitting said purchase order, information of said prepaid card or said debit card, and said password to said server from said mobile telephone terminal;
• confirming said purchase order and said information of said prepaid card or said debit card at said server, and at the same time comparing said password with a password registered beforehand in said server at said server;
• authenticating said purchase order and said information of said prepaid card or said debit card and said password at said server;
• instructing to deliver said merchandise to an address registered beforehand corresponding to said password when said server authenticated said information transmitted from said mobile telephone terminal;
• and
• subtracting the amount of said delivered merchandise from said prepaid card or the bank account of said debit card at said server.