System and method for profile driven commerce

A method for profile driven commerce, comprising:

• receiving consumer goods and service usage profile and lifestyle information;
• matching the consumer goods and service usage profile and lifestyle information with a plurality of market offerings to determine a multiplicity of plans having highest consumer benefit values;
• and
• displaying the multiplicity of highest benefit plans to a consumer.

A system for profile driven commerce, comprising:

• an internet connection and web server for receiving consumer goods and service usage profile and lifestyle information and consumer selections, and for displaying information and sending notification to a consumer;
• a memory for storing consumer usage profile and lifestyle information;
• a computer for calculating benefit values for each of a plurality of market offerings using the consumer usage profile and lifestyle information and for determining a multiplicity of market offerings having highest values of calculated consumer benefits;
• and
• a computer means for displaying the multiplicity of highest benefit market offerings and a detailed comparison of selected highest benefit market offerings to the consumer.

A method in a computer system for profile driven commerce, comprising:

• reading consumer profile and lifestyle information;
• determining consumer location;
• looking up geographic rates for current consumer market offering;
• looking up usage pattern and average usage of goods and service from user profile and lifestyle;
• calculating weighted average billing rate;
• adjusting weighted average for billing increment;
• calculating the total monthly usage using the adjusted weighted average;
• selecting a goods and service provider plan;
• determining the selected plan geographic rates;
• calculating a total consumer benefit value for the selected plan and saving the calculated value;
• repeating the previous three steps of selecting, determining and calculating for all plans;
• and
• sorting the plans by benefit and displaying the ten highest benefit value plans.