Electronic commerce business settlement system using financial accounts

An electronic commerce business settlement system using financial accounts, comprising:

• a communication network for connecting plural communication lines to perform data communications therebetween;
• plural electronic commerce business servers associated with a particular server providing financial services, and for providing information of goods contained therein to users who are connected through the particular server, providing settlement methods including an automatic money transfer through financial accounts of the particular server to the users who are willing to purchase particular goods, sending, if settlements of purchased goods are performed according to selections of settlement methods of the corresponding users, the corresponding goods to the users, and providing, if the settlements of the purchased goods are performed according to automatic transfer selections of the corresponding users, part of profits to the particular server;
• plural client personal computers (PCs) having communication environments able to be connected to the particular server and the electronic commerce business servers opened in the communication network, and for displaying data related to the financial service outputted from the particular server and data related to the plural electronic commerce business servers, proceeding with connections to particular electronic commerce business servers selected by users who have confirmed the data of the electronic commerce business server which is outputted from the particular server, displaying information of plural goods outputted from corresponding electronic commerce business servers at the same time with outputting to the corresponding electronic commerce business servers electronic commerce business settlement data for goods the user wishes to purchase;
• and
• a financial institution server associated with the plural electronic commerce business servers including the automatic transfer in the electronic commerce business settlement methods, and for outputting to corresponding client PCs financial service data built in a database according to the communication connections of the users of the plural client PCs and data of the plural electronic commerce business servers, automatically transferring settlement money, if corresponding users of the client PCs select the automatic transfer as a settlement method of costs incurred when purchasing particular goods after proceeding with connections to particular electronic commerce business servers, from accounts of the corresponding users to accounts of the particular electronic commerce business servers according to requests of the particular electronic commerce business servers, classifying by the corresponding users and storing profits provided from the particular electronic commerce business servers according to the automatic transfer settlements of the users of the client PCs at the same time refunding part of the profits to the corresponding users.