Communication system and method for performing an electronic-card settlement through an internet network
OwnerSoo Sung Leeinventor
Life of this patent
Estimating the term…
Abstract
A communication system for performing an electronic-card settlement, includes: a communication network; an electronic-card terminal system, coupled to the communication network, for reading an electronic card to send an electronic-card settlement request; a bank account management system, coupled to the communication network, for managing a plurality of accounts including a card-member store account and an agent account; and an electronic-card settlement agent system, coupled to the communication network, for transferring an amount of money from the agent account to the card-member store account in response to the electronic-card settlement request, thereby performing the electronic-card settlement.
Claims17
A communication system for performing an electronic-card settlement, comprising:
- a communication network;
- an electronic-card terminal means, coupled to said communication network, for reading an electronic card to send an electronic-card settlement request;
- a bank account management means, coupled to said communication network, for managing a plurality of accounts including a card-member store account and an agent account;
- and
- an electronic-card settlement agent means, coupled to said communication network, for transferring an amount of money from the agent account to the card-member store account in response to the electronic-card settlement request, thereby performing the electronic-card settlement.
A communication method for performing an electronic-card settlement, comprising the steps of:
- (a) reading an electronic card to send an electronic-card settlement request to an electronic-card settlement agent system through a communication network;
- (b) authenticating the validity of the electronic card;
- (c) deducting an amount of money from the electronic card;
- and
- (d) transferring the amount of money from an agent account to a card-member store account in response to the electronic-card settlement request, thereby performing the electronic-card settlement.
Dependencies are inferred from the claim text.