Global financial services integration system and process

A global communications network for use by a financial institution, the global communications network that includes an integration facility for decomposing high level business language requests into data level commands that are understandable by the service providers so as to allow end users located at distribution points to relay information to and receive information from the network;

• the global communications network comprising:
• a plurality of distribution points in electronic communication with the integration facility of the global communications network;
• a plurality of service providers;
• a first network in electronic communication with the integration facility;
• a first messaging service;
• a second messaging service;
• and
• a second network;
• the first and second networks including means for routing electronic messages to and from external end users, via logical routers, according to a determination of which type of message is being routed;
• and
• the first and second messaging services including means for supervising the transactions requested based upon script, workflow, and data model rules;
• whereby in operation, the messaging services handle structured requests from distribution points by decomposing, processing, recomposing and reversing the messages according to a set of business rules and processing scripts;
• means for routing the messages to the appropriate service provider based on routing criteria developed from data partitioning, load balancing, site availability and the like.

In a global communications network used by a financial institution that includes a plurality of local area networks;

• a plurality of distribution points for allowing access to the global communications network;
• and a plurality of service providers for providing information in response to data level commands;
• a process for decomposing high level business language requests into data level commands that are understandable by the service providers so as to allow end users located at distribution points to relay information to and receive information from the network, the process comprising the steps of:
• receiving information requests from a distribution point and relaying information the requests received from a distribution point to the logical router for determination of whether the request is simple or complex;
• routing simple requests to a service provider that can satisfy the distribution point's request;
• generating a message relating to the satisfaction of the request;
• routing messages relating to the satisfaction of the request back through the network to the originating distribution point;
• decomposing complex requests into one or more messages;
• determining which service provider is appropriate to receive the complex request;
• routing complex requests to the appropriate service provider which performs the request;
• exchanging information relating to the satisfaction of the request between the distribution point and the service provider until the request is satisfied;
• generating a message relating to the satisfaction of the request;
• routing messages relating to the satisfaction of the request back through the network to the originating distribution point.