Systems and methods for data insights from consumer accessible data

A computer-implemented method comprising:

• receiving, by a server and from a remote system is in networked communication the server, a query for one or more elements of consumer data;
• after receiving the query, communicating, by the server and to a plurality of consumer devices that are in networked communication with the server, a message that specifies the query and that indicates that one or more elements of consumer data accessible to respective consumer devices of the plurality and that are associated with the query should be communicated to the remote system from the respective consumer devices to the remote system via a communication path that does not include the server,
• wherein after receiving the message, each consumer device of the plurality (i) retrieves one or more of the one or more elements of consumer data associated with the query from one or more data sources locally accessible to itself, (ii) processes the consumer data locally by itself to generate a response that includes one or more of the one or more elements of consumer data such that the remote system receives only the processed response, and the server does not receive the processed response, and neither the remote system nor server obtain access to the underlying consumer data sources or consumer accessible data, the server, and the remote system, and (iii) communicates, to the remote system, the response associated with the query that the consumer device is permitted to communicate such that respective identities of the one or more data sources are unknown to the remote system and the server, and
• wherein after one or more responses including one or more of the one or more elements of consumer data are received from each consumer device, the remote system consolidates and aggregates the one or more responses including the one or more elements of consumer data and associates the consolidated and aggregated responses including the one or more elements of consumer data with the query;
• and
• receiving, from each consumer device permitted to communicate one or more of the one or more elements of consumer data to the remote system as a providing consumer device, an indication as a notification that the response including the one or more elements of consumer data was communicated to the remote system by the providing consumer device along with an identification of the providing consumer device without access to underlying consumer data sources or consumer accessible data, and without the remote system receiving the notification along with the identification of each providing consumer device.

One or more non-transitory computer-readable media storing instructions that, when executed by a computing device, cause the computing device to:

• receive from a remote system in networked communication with the computing device, a query for one or more elements of consumer data;
• after receiving the query, communicate, to a plurality of consumer devices that are in networked communication with the computing device, a message that specifies the query and that indicates that one or more elements of consumer data accessible to the respective consumer devices of the plurality and that are associated with the query should be communicated to the remote system from the respective consumer devices to the remote system via a communication path that does not include the computing device;
• wherein after receiving the message, each consumer device of the plurality (i) retrieves one or more of the one or more elements of consumer data associated with the query from one or more data sources accessible to itself, (ii) processes the consumer data locally by itself to generate a response that includes one or more of the one or more elements of consumer data such that the remote system receives only the processed response, and the computing device does not receive the processed response, and neither the remote system nor computing device obtain access to the underlying consumer data sources or consumer accessible data, and (iii) communicates, to the remote system, the response associated with the query that the consumer device is permitted to communicate such that respective identities of the one or more data sources are unknown to the remote system and the computing device, and
• wherein after one or more responses including one or more of the one or more elements of consumer data are received from each consumer device, the remote system consolidates and aggregates the one or more responses including the one or more elements of consumer data and associates the consolidated and aggregated responses including the one or more elements of consumer data with the query;
• and
• receive, from each consumer device permitted to communicate one or more of the one or more elements of consumer data to the remote system as a providing consumer device, an indication as a notification that the response including the one or more elements of consumer data was communicated to the remote system by the providing consumer device along with an identification of the providing consumer device without access to underlying consumer data sources or consumer accessible data, and without the remote system receiving the notification along with the identification of each providing consumer device.