US 12,762,523 B2Granted

ATM for non-customers

AssigneeWells Fargo Bank, N.A.

InventorsJonathan Baker, Kelly Bruno, Frank DiGangi, Nicolai J. Lesko, Stephen George Mueller, Heather Cobb Smith, Benjamin Taylor, David Winner

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Abstract

Systems and methods relate to an automated teller machine (ATM). The ATM includes a storage repository configured to store a non-monetary media and at least one processor and at least one memory coupled to the at least one processor. The memory has instructions thereon that when executed, cause the at least one processor to, in a first instance, receive, via an input device, a first user input from a user of the ATM regarding a transaction involving the non-monetary media. Additionally, responsive to receiving the first user input, the ATM receives, via at least one media aperture, non-monetary media for storing in the storage repository and provides, via an output device, an access credential associated with the transaction. In a second instance after the first instance, the ATM receives the access credential, validates the access credential, and provides the non-monetary media from the storage repository to the user.

Claims7

Dependent claims

An automated teller machine (ATM) comprising:

a storage repository configured to store at least one non-monetary media;
at least one processor and at least one memory coupled to the at least one processor, the at least one memory having instructions stored thereon that when executed by the at least one processor, cause the at least one processor to:
receive, via an input device and in a first instance, a first user input from a user of the ATM regarding a transaction involving the at least one non-monetary media;
receive, via at least one media aperture and responsive to receiving the first user input, at least one non-monetary media for storing in the storage repository;
provide, responsive to identifying the at least one non-monetary media, first currency associated with the identified at least one non-monetary media via a currency dispenser of the ATM to the user;
provide, via an output device, an access credential associated with the transaction to a user device via a short-range wireless communication subsequent to receiving the at least one non-monetary media;
receive, via the input device and in a second subsequent instance relative to the first instance and from the user device, the access credential associated with the transaction;
validate the received access credential;
receive second currency for the at least one non-monetary media;
and
provide access to, via the at least one media aperture and responsive to receiving the second currency and validating the access credential associated with the transaction, the at least one non-monetary media from the storage repository wherein:
the storage repository comprises a compartment, and the at least one media aperture comprises a door, the door configured to actuate between a locked state and an unlocked state;
wherein the instructions, when executed by the at least one processor, further cause the at least one processor to:
cause the door to actuate from the locked state to the unlocked state, responsive to receiving the first user input;
and
cause the door to actuate from the locked state to the unlocked state, responsive to receiving the access credential.

13 more elements

A method of using an automated teller machine (ATM) comprising:

receiving, via an input device and in a first instance, a first user input from a user of the ATM regarding a transaction involving at least one non-monetary media;
receiving, via at least one media aperture and responsive to receiving the first user input, the at least one non-monetary media for storing in a storage repository;
collecting data indicative of an identity of the at least one non-monetary media;
providing, responsive to identifying the at least one non-monetary media, first currency associated with the identified at least one non-monetary media via a currency dispenser of the ATM;
providing, via an output device and to a user device via a short-range wireless communication and subsequent to receiving the at least one non-monetary media, an access credential associated with the transaction;
receiving, via the input device and in a second subsequent instance relative to the first instance, the access credential associated with the transaction from the user device;
validating the received access credential;
receiving second currency for the at least one non-monetary media;
and
providing, via the at least one media aperture and responsive to receiving the second currency and validating the access credential associated with the transaction, the at least one non-monetary media from the storage repository to the user, wherein:
the storage repository comprises a compartment, and the at least one media aperture comprises a door, the door configured to actuate between a locked state and an unlocked state, and wherein the method further comprises:
causing the door to actuate from the locked state to the unlocked state, responsive to receiving the first user input;
and
causing the door to actuate from the locked state to the unlocked state, responsive to receiving the access credential.

11 more elements

Dependencies are inferred from the claim text.