System and method of secured digital asset transfer in a computer network

A method of digital asset transfer between a first computing device of an owner of the digital asset and a second computing device of a designated receiver, the method comprising:

• receiving, by a server, from the first computing device:
• an encrypted digital asset, wherein the encrypted digital asset is encrypted by a cryptographic key;
• and
• a release criteria, upon which the encrypted digital asset is to be released and transferred;
• receiving, by the second computing device, a decryption key to decrypt the encrypted digital asset, wherein the decryption key is received from the first computing device, and wherein the decryption key corresponds to the cryptographic key;
• monitoring, by the server, digital activity of the first computing device with the server over time;
• determining, by the server, that the release criteria is met, by determining that no digital activity of the first computing device with the server has been detected for at least a predefined inactivity period;
• and
• sending, by the server, the encrypted digital asset to the second computing device.