Gaming cashless open banking web integration

A gaming system comprising:

• a player interface device configured to present a QR code, wherein the player interface device is communicatively coupled to one or more of a gaming machine or a gaming table;
• and
• a processor communicatively coupled to a telecommunication network and a gaming network, wherein the processor is configured to execute instructions that, when executed, cause the gaming system to perform operations to:
• in response to capture of the QR code by an image sensor of a mobile user computing device, connect the mobile user computing device to a microsite accessible to a casino merchant system and a payment service provider (PSP) system;
• perform an open banking verification to access an online banking payment instrument associated with a user of the mobile user computing device;
• submit a debit request for a requested amount from the online banking payment instrument, wherein the PSP system provides, in response to submission of the debit request, an anonymous token associated with a selection of the online banking payment instrument;
• upon authorization, fund, using the anonymous token as a reference, the debit request to an anonymous digital wallet account of the casino merchant system;
• and
• perform, via communication between the casino merchant system and the player interface device using the anonymous token as a reference to the anonymous digital wallet account, an authorized gaming funds transfer that initiates at least one of one or more operations to (a) add a corresponding amount of credits to a credit meter of the gaming machine, (b) print, from a printer communicatively coupled to the player interface device, a voucher indicating the requested amount for exchange of gaming chips at the gaming table, or (c) add a corresponding amount of virtual casino chips associated with the requested amount to a meter associated with the player interface device.

A non-transitory computer-readable storage medium storing instructions that, when executed by a processor, cause the processor to perform operations comprising:

• connecting, in response to QR code capture, a user computing device to a microsite accessible to a casino merchant system and a payment service provider (PSP) system;
• performing an open banking verification to access an online banking payment instrument associated with a user of the user computing device;
• submitting a debit request for a requested amount from the online banking payment instrument, wherein the PSP system provides, in response to submission of the debit request, an anonymous token associated with a selection of the online banking payment instrument;
• funding, using the anonymous token as a reference, the debit request to an anonymous digital wallet account of the casino merchant system;
• and
• performing, via communication between the casino merchant system and a player interface device using the anonymous token as a reference to the anonymous digital wallet account, an authorized gaming funds transfer that one or more of (a) adds a corresponding amount of credits to a credit meter of a gaming machine communicatively coupled to the player interface device or (b) prints, from a printer communicatively coupled to the player interface device, a voucher which can be exchanged for a corresponding amount of gaming chips at a gaming table, or (c) adds a corresponding amount of virtual casino chips associated with the requested amount to a meter associated with the player interface device.