US 12,750,363 B2 · Biometric-based authorization

Abstract

An example operation may include receiving an authorization request message from a computer network, the authorization request message comprising details of a data transfer from a sender to a receiver, dynamically determining a type of biometric to be used to verify the sender, receiving biometric data of the type of biometric from the sender based on an input via a software application, obtaining baseline biometric data of the sender from a database, verifying an identity of the sender, and in response to successful verification of the identity of the sender, modifying the authorization request message to indicate the identity of the sender is verified, transmitting the modified authorization request message to a computing node in the computer network to perform the data transfer and the operation may further include an AI chatbot or an AI agent that performs an action based on the modified authorization request message.

Claims20

Dependent claims

An apparatus, comprising:

a memory;
and
a processor communicatively coupled to the memory, the processor configured to
receive an authorization request message comprising details of a data transfer from a sender to a receiver,
execute an artificial intelligence (AI) model on the details of the data transfer to generate an importance metric of the data transfer,
determine at least one type of biometric to use for verification of the data transfer based on the importance metric;
receive biometric data of the at least one type of biometric from the sender via a software application,
verify an identity of the sender based on a comparison of the biometric data and baseline biometric data of the sender, and
in response to successful verification, modify the authorization request message to indicate successful identity verification, and transmit the modified authorization request message to a downstream computing node to perform the data transfer.

6 more elements

A method comprising:

receiving an authorization request message comprising details of a data transfer from a sender to a receiver;
executing an artificial intelligence (AI) model on the details of the data transfer to generate an importance metric of the data transfer;
determining at least one type of biometric to use for verification of the data transfer based on the importance metric;
receiving biometric data of the at least one type of biometric from the sender via a software application;
verifying an identity of the sender based on a comparison of the biometric data and baseline biometric data of the sender;
and
in response to successful verification, modifying the authorization request message to indicate successful identity verification, and transmitting the modified authorization request message to a downstream computing node to perform the data transfer.

4 more elements

A non-transitory computer-readable storage medium comprising instructions which when executed by a computer cause a processor to perform:

receiving an authorization request message comprising details of a data transfer from a sender to a receiver;
executing an artificial intelligence (AI) model on the details of the data transfer to generate an importance metric of the data transfer;
determining at least one type of biometric to use for verification of the data transfer based on the importance metric;
receiving biometric data of the at least one type of biometric from the sender via a software application;
verifying an identity of the sender based on a comparison of the biometric data and baseline biometric data of the sender;
and
in response to successful verification, modifying the authorization request message to indicate successful verification, and transmitting the modified authorization request message to a downstream computing node to perform the data transfer.

4 more elements

Dependencies are inferred from the claim text.

Biometric-based authorization

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Biometric-based authorization

Life of this patent

Abstract

Claims20