System and method for inserting data into an internet browser form

A method comprising:

• identifying, via a processor operating an Internet browser, that a user has navigated to a web page operated by a merchant computer system for a merchant;
• identifying, via the processor, a payment form within the web page;
• executing, in response to identification of the payment form via the processor, a payment request application programming interface (API), the payment request API having executable code distinct from the Internet browser, the payment request API generating a query for saved payment credentials for the user from the merchant computer system;
• upon receiving an indication that the merchant computer system does not have the saved payment credentials for the user, identifying, via the processor, one or more browser-saved payment credentials stored in the Internet browser used by the user;
• generating, via the processor, a merchant-specific virtual credit card number based on the one or more browser-saved payment credentials, wherein the merchant-specific virtual credit card number is distinct from the one or more browser-saved payment credentials;
• tokenizing the merchant-specific virtual credit card number to generate a tokenized virtual credit card number;
• and
• inserting, via the processor, the tokenized virtual credit card number into corresponding fields of the payment form.

A non-transitory computer-readable storage medium having instructions stored thereon which, when executed by a processor, cause the processor to perform operations comprising:

• identifying, by an Internet browser executed by the processor, that a user has navigated to a web page operated by a merchant computer system for a merchant;
• identifying a payment form within the web page;
• executing, in response to identification of the payment form, a payment request application programming interface (API), the payment request API having executable code distinct from the Internet browser, the payment request API generating a query for saved payment credentials for the user from the merchant computer system;
• upon receiving an indication that the merchant computer system does not have the saved payment credentials for the user, identifying, one or more browser-saved payment credentials stored in the Internet browser used by the user;
• generating a merchant-specific virtual credit card number based on the one or more browser-saved payment credentials, wherein the merchant-specific virtual credit card number is distinct from the one or more browser-saved payment credentials;
• tokenizing the merchant-specific virtual credit card number to generate a tokenized virtual credit card number;
• and
• inserting the tokenized virtual credit card number into corresponding fields of the payment form.