Payment terminal operation method and system therefor
AssigneePoynt Co.
InventorsOsama Bedier, Ray Tanaka, Praveen Alavilli, Syed Fayez Asar, Victor Chau
Life of this patent
Estimating the term…
Abstract
A method of payment terminal operation, including: receiving a payment collection request for a payment from an application, generating a payment initiation request for the payment, sending the payment initiation request to a secure processing system, switching the secure processing system from operation in an unsecured mode to operation in a secured mode in response to receipt of the payment initiation request, facilitating payment information entry, and receiving a payment response notification, generated based on the payment information, at the main processor.
Claims18
A payment terminal, comprising:
- a housing comprising:
- a main processor;
- a secure input device;
- a first display associated with the main processor;
- a secure processor;
- and
- a second display associated with the secure processor, wherein the second display is different from the first display, and the secure processor is configured to:
- switch to a secured mode to receive at least one secure user input, wherein, in the secured mode, the secure input device is selectively connected to the secure processor and selectively disconnected from the main processor;
- receive, via the second display, the at least one secure user input;
- generate, based on the at least one secure user input, secured payment information;
- encrypt, in the secured mode, the secured payment information to form encrypted secured payment information;
- switch, after verification of the at least one secure user input and notification of an end of the secured mode, to an unsecured mode to receive unsecured information, wherein, in the unsecured mode, the secure input device is selectively connected to the main processor and selectively disconnected from the secure processor;
- and
- tag the encrypted secured payment information with the unsecured information to form tagged secured payment information, and
- wherein the main processor is configured to:
- control the first display to display the unsecured information, wherein the first display is controlled based on the tagged secured payment information.
A payment processing method, comprising:
- in a payment terminal comprising a housing that includes a main processor, a secure processor, a secure input device, a first display associated with the main processor, and a second display associated with the secure processor:
- receiving, by the secure processor switched to a secured mode, via the second display, at least one secure user input, wherein
- in the secured mode, the secure input device is selectively connected to the secure processor and selectively disconnected from the main processor, and
- the first display is different from the second display;
- generating, by the secure processor based on the at least one secure user input, secured payment information;
- encrypting, by the secure processor, the secured payment information in the secured mode to form encrypted secured payment information;
- receiving, by the secure processor switched to an unsecured mode after verifying the at least one secure user input and notifying an end of the secured mode, unsecured information, wherein, in the unsecured mode, the secure input device is selectively connected to the main processor and selectively disconnected from the secure processor;
- tagging, by the secure processor, the encrypted secured payment information with the unsecured information to form tagged secured payment information;
- and
- controlling, by the main processor, the first display to display the unsecured information, wherein the first display is controlled based on the tagged secured payment information.
Dependencies are inferred from the claim text.