Systems and methods for ghost card creation via a browser extension

A system comprising:

• one or more processors;
• and
• one or more memories storing instructions that, when executed by the one or more processors, cause the system to perform a process comprising:
• receiving a selection for generating merchant-specific virtual credit cards associated with at least one payment card associated with a user;
• generating a first reusable merchant-specific virtual card associated with a first merchant and a second reusable merchant-specific card associated with a second merchant, wherein the first reusable merchant-specific virtual card and the second reusable merchant-specific virtual card are linked to the at least one payment card and have merchant-specific virtual card numbers that are different than a card number of the at least one payment card;
• storing, in at least one virtual card manager database, the first reusable merchant-specific virtual card and the second reusable merchant-specific virtual card, wherein the at least one virtual card manager database is configured to provide reusable virtual cards for reuse with respective merchants;
• in response to the user accessing a payment webpage of a website associated with the first merchant, selecting, from the at least one virtual card manager database, the first reusable merchant-specific virtual card generated for the first merchant;
• automatically entering, via a web browser extension, information associated with the first reusable merchant-specific virtual card into a payment section of the payment webpage;
• and
• submitting the information associated with the first reusable merchant-specific virtual card as a transaction request for a purchase of one or more items.

A non-transitory computer-readable medium storing instructions that, when executed by a computing system, cause the computing system to perform operations comprising:

• receiving a selection for generating merchant-specific virtual credit cards associated with at least one payment card associated with a user;
• generating a first reusable merchant-specific virtual card associated with a first merchant and a second reusable, merchant-specific virtual card associated with a second merchant, wherein the first reusable merchant-specific virtual card and the second reusable merchant-specific virtual card are linked to the at least one payment card and have merchant-specific virtual card numbers that are different than a card number of the at least one payment card;
• storing, in at least one virtual card manager database, the first useable merchant-specific virtual card and the second reusable merchant-specific virtual card, wherein the at least one virtual card manager database is configured to provide reusable virtual cards for reuse with respective merchants;
• in response to the user accessing a payment webpage of a website associated with the first merchant, selecting, from the at least one virtual card manager database, the first reusable merchant-specific virtual card generated for the first merchant;
• automatically entering, via a web browser extension, information associated with the first reusable merchant-specific virtual card into a payment section of the payment webpage;
• and
• submitting the information associated with the first reusable merchant-specific virtual card as a transaction request for a purchase of one or more items.