Systems and methods for training and applying virtual occurrences with modifiable outcomes to a virtual character using telematics data of one or more real trips

A system for updating a character profile of a virtual character, the system comprising:

• one or more processors;
• and
• one or more non-transitory computer-readable media storing computing instructions that, when run on the one or more processors, cause the one or more processors to perform at least:
• generating one or more virtual occurrences to be encountered by the virtual character;
• determining one or more virtual outcomes associated with the one or more virtual occurrences;
• generating a virtual trip comprising the one or more virtual occurrences with the one or more virtual outcomes associated with the one or more virtual occurrences;
• determining a predicted change in a vehicle condition of a virtual vehicle based on the virtual vehicle having completed the virtual trip;
• updating the character profile of the virtual character based on at least the virtual trip with the virtual character;
• updating the vehicle condition of the virtual vehicle based on at least the predicted change in the vehicle condition;
• and
• transmitting for display, the character profile, as updated, and the vehicle condition, as updated, to an electronic device of a user.

A non-transitory computer readable storage medium storing one or more computing instructions for updating a character profile of a virtual character that, when run on one or more processors, cause the one or more processors to perform at least:

• generating one or more virtual occurrences to be encountered by the virtual character;
• determining one or more virtual outcomes associated with the one or more virtual occurrences;
• generating a virtual trip comprising the one or more virtual occurrences with the one or more virtual outcomes associated with the one or more virtual occurrences;
• determining a predicted change in a vehicle condition of a virtual vehicle based on the virtual vehicle having completed the virtual trip;
• updating the character profile of the virtual character based on at least the virtual trip with the virtual character;
• updating the vehicle condition of the virtual vehicle based on at least the predicted change in the vehicle condition;
• and
• transmitting for display, the character profile, as updated, and the vehicle condition, as updated, to an electronic device of a user.