System and method for providing global transaction identifiers
AssigneeDigits Financial, Inc.
InventorsJeffrey Hall Seibert, Jr., Brian Hatfield, Adrian Stephen Grealish
Life of this patent
Estimating the term…
Abstract
A system and method for providing a global transaction identifier. When a financial services transaction occurs, a globally unique identifier is generated that fits into a truncated description field of a financial services processor provider's statement. Illustratively, this globally unique identifier may take the case of a shortened uniform resource locator (URL) that points to a data structure containing full context information. When a user, accountant, auditor, etc. desires to obtain access to the full context information, they may access the shortened URL, which returns the context information.
Claims14
A computer implemented method comprising the steps of:
- creating a unique transaction identifier for a context data structure, wherein the unique transaction identifier comprises a shortened uniform resource locator that points to the context data structure;
- initiating a financial transaction between a first party and a second party, wherein the financial transaction is associated with the unique transaction identifier;
- and
- linking the financial transaction to the unique transaction identifier by inserting the unique transaction identifier into an existing transaction description field of a financial service provider computer software application, wherein the financial service provider computer software application is not modified to perform the linking because the existing transaction description field is utilized for the linking;
- storing context information, corresponding to the financial transaction, in the context data structure, wherein the context information defines the financial transaction;
- storing the context data structure in a context data store;
- receiving, by a particular party related to the financial transaction, a request for information stored in the context data structure;
- determining if the request includes supplemental information;
- in response to determining that the request does not include supplemental information, providing redacted context information from the context data structure for display on a computing device;
- and
- in response to determining that the request includes the supplemental information, providing unredacted context information from the context data structure for display on the computing device.
A computer implemented method comprising the steps of:
- creating a unique transaction identifier for a context data structure, wherein the unique transaction identifier comprises a shortened uniform resource locator that points to the context data structure;
- initiating a financial transaction between a first party and a second party, wherein the financial transaction is associated with the unique transaction identifier;
- and
- linking the financial transaction to the unique transaction identifier by inserting the unique transaction identifier into an existing transaction description field of a financial service provider computer software application;
- storing context information, corresponding to the financial transaction, in the context data structure, wherein the context information defines the financial transaction;
- storing the context data structure in a context data store;
- receiving, by a particular party related to the financial transaction, a request for information stored in the context data structure;
- determining if the request includes supplemental information;
- in response to determining that the request does not include supplemental information, providing redacted context information from the context data structure for display on a computing device;
- and
- in response to determining that the request includes the supplemental information, providing unredacted context information from the context data structure for display on the computing device.
Dependencies are inferred from the claim text.