Intended transfer of funds in a metaverse system

A system for conducting a financial transaction in a metaverse platform, comprising:

• a processor;
• and
• memory encoding instructions which, when executed by the processor, cause the processor to create:
• an input-capturing module configured to receive a request from a customer to conduct the financial transaction in the metaverse platform, the input-capturing module configured to create a transaction packet including details of the financial transaction contained in the request and divide the transaction packet into a plurality of transaction packet portions;
• a route determination module configured to determine a transaction route in the metaverse platform from a sender avatar representing the customer to a receiver avatar representing a receiver of the financial transaction, the route determination module further displaying the details of the financial transaction in the transaction packet in encrypted format on one or more digital billboards along the transaction route;
• an avatar creation module configured to create a payment avatar including one or more decryption keys for decrypting the details of the financial transaction in the transaction packet displayed on the one or more digital billboards, wherein the payment avatar includes an onion-layered structure with multiple layers, wherein each higher layer of the onion-layered structure comprises one or more private keys to decrypt the one or more decryption keys stored in lower layers, and wherein each of the plurality of transaction packet portions is displayed on a separate billboard of the one or more digital billboards, and wherein data on the one or more digital billboards can only be accessed with the one or more decryption keys carried by the payment avatar;
• and
• a transaction module configured to enable the payment avatar to travel along the transaction route to retrieve the details of the financial transaction in the transaction packet displayed on the one or more digital billboards using the one or more decryption keys, wherein a different decryption key of the one or more decryption keys is used to obtain each of the plurality of transaction packet portions displayed on the one or more digital billboards, and wherein the payment avatar obtains additional structure at each of the one or more digital billboards such that the payment avatar is a complete structure upon arriving at the receiver avatar, and wherein the transaction module is further configured to cause the payment avatar to execute the financial transaction upon arriving at the receiver avatar.