Value transfer method and apparatus, and device

A wearable device comprising a processor and a memory, the memory storing a computer program that, when executed by the processor, causes the wearable device to perform a value transfer method including:

• obtaining a value transfer request including a value amount to be transferred;
• determining whether the value amount exceeds a preset value amount;
• in response to a determination that the value amount to be transferred exceeds the preset value amount, transmitting, by the wearable device, a value transfer notification associated with the value transfer request to a terminal device bound to the wearable device;
• receiving, from the terminal device, confirmation information confirming the value transfer request associated with the value transfer notification;
• in response to receiving the confirmation information from the terminal device, displaying verification prompt information matching the value transfer request in a virtual environment of the wearable device, the verification prompt information including an instruction to a user of the wearable device to input interactive data within a first preset time duration;
• obtaining interactive data generated by the user of the wearable device in the virtual environment based on the verification prompt information, including capturing a motion of the user of the wearable device and displaying the motion of the user in the virtual environment of the wearable device in real time, wherein the motion of the user of the wearable device has a second preset time duration;
• in response to obtaining the interactive data within the first preset time duration, performing value transfer verification based on the interactive data in response to determining that the motion of the user matches a preset verification key, the preset verification key comprising a preset motion having the second preset time duration;
• performing value transfer according to the value transfer request after the value transfer verification succeeds;
• transmitting a value transfer success notification to the terminal device bound to the wearable device;
• and
• in response to receiving, from the terminal device, a refund request associated with the value transfer success notification within a third preset time duration, automatically performing, by the wearable device, a refund operation associated with the value transfer request.

A non-transitory computer-readable storage medium storing a computer program, the computer program, when executed by a processor of a wearable device, causes the wearable device to perform a value transfer method including:

• obtaining a value transfer request including a value amount to be transferred;
• determining whether the value amount exceeds a preset value amount:
• in response to a determination that the value amount to be transferred exceeds the preset value amount, transmitting, by the wearable device, a value transfer notification associated with the value transfer request to a terminal device bound to the wearable device;
• receiving, from the terminal device, confirmation information confirming the value transfer request associated with the value transfer notification;
• in response to receiving the confirmation information from the terminal device, displaying verification prompt information matching the value transfer request in a virtual environment of the wearable device, the verification prompt information including an instruction to a user of the wearable device to input interactive data within a first preset time duration;
• obtaining interactive data generated by the user of the wearable device in the virtual environment based on the verification prompt information, including capturing a motion of the user of the wearable device and displaying the motion of the user in the virtual environment of the wearable device in real time, wherein the motion of the user of the wearable device has a second preset time duration;
• in response to obtaining the interactive data within the first preset time duration, performing value transfer verification based on the interactive data in response to determining that the motion of the user matches a preset verification key, the preset verification key comprising a preset motion having the second preset time duration;
• performing value transfer according to the value transfer request after the value transfer verification succeeds;
• transmitting a value transfer success notification to the terminal device bound to the wearable device;
• and
• in response to receiving, from the terminal device, a refund request associated with the value transfer success notification within a third preset time duration, automatically performing, by the wearable device, a refund operation associated with the value transfer request.