Cooling undergarment

An undergarment, comprising:

• a garment body having a rear panel and having a front panel opposite said rear panel;
• a first side panel positioned between said rear panel and said front panel;
• a second side panel positioned between said rear panel and said front panel, said second side panel being on an opposite side of said body from said first side panel;
• a center panel extending from a lower end of said front panel to an engagement with said rear panel;
• leg openings positioned upon opposite sides of said center panel;
• a first compartment extending entirely across said front panel and positioned at a lower abdomen area on said front panel, and the first compartment comprising a first compartment opening at an upper end of said first compartment, wherein said first compartment opening is spaced apart from a waistband of the undergarment, said first compartment sized for positioning of a thermal pack therein;
• and a second compartment, said second compartment extending along said center panel between said leg openings, the second compartment comprising a second compartment opening at an upper end of said second compartment, said second compartment sized for positioning of said thermal pack therein;
• and whereby said front panel and the first compartment limit stretching in one direction and the front panel is configured to forms a compressive contact in a horizontal direction against a body of a wearer of the undergarment.