Method and system for redirecting unwanted telephone calls

A system for redirecting phone calls comprising:

• a database storing a plurality of unwanted phone numbers;
• a Voice over Internet Protocol (VoIP) system in communication with the database;
• a user device in communication with the VoIP system, said user device receiving a phone call signal having a phone number associated therewith, said user device forwarding the phone call to the VoIP system when the phone number is not in a contact list of the user device and when the phone number is not in a contact list of the user device or the phone call is unanswered at the user device;
• a call center;
• and
• said VoIP system determining whether the phone number is in the database, when the number is stored in the database, forwarding the phone call to the call center;
• storing a voicemail message and communicating a voicemail notification to the user device;
• said user device displaying the phone number associated with the call, generating a screen display with the phone number and a selector corresponding to whether the phone call is unwanted;
• said database receiving a selection signal after selecting the selector and storing the phone number therein to form an updated database when the phone call is unwanted;
• and
• a second user device accessing the updated database when a second phone call is received different than the user device to determine whether to forward the second phone call to the VoIP system.

A method of blocking creditor calls comprising:

• selecting a plurality of creditor phone numbers from a user device;
• storing the plurality of creditor phone numbers in a database;
• receiving, at the user device, a phone call signal having a phone number associated therewith;
• forwarding the phone call signal to a Voice over Internet Protocol (VoIP) system when the phone number is not in a contact list of the user device and when the phone number is not in a contact list of the user device or the phone call is unanswered at the user device;
• determining whether the phone number is in the database;
• when the number is stored in the database, forwarding the call to a call center from the VOIP system;
• storing a voicemail message at the VOIP system:
• communicating a voicemail notification to the user device, displaying the phone number associated with the call at the user device,
• generating a screen display with the phone number and a selector corresponding to whether the phone call is unwanted;
• thereafter, receiving a selection signal after selecting the selector and storing the phone number in the database to form an updated database when the phone call is unwanted;
• and
• accessing the updated database when a second phone call is received at a second user device different than the user device to determine whether to forward the second phone call to the VoIP system.