US 12,694,762 B1Granted

Unauthorized device detection at automated teller machines

AssigneeBank of America Corporation

InventorChristian A. Mergliano

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Abstract

Arrangements for detecting unauthorized devices at automated teller machines (ATMs) are provided. In some examples, an ATM including a display and a card acceptor including at least one Hall effect sensor within the card acceptor, may receive, from the at least one Hall effect sensor, an indication of a presence of a physical magnet within the card acceptor. In response, the ATM may generate a mitigation action and a notification indicating a presence of an unauthorized device within the card acceptor. The ATM may execute the mitigation action which may cause a modification of functionality of the ATM. For instance, the ATM and/or card reader may be disabled, the ATM may display a notification that other forms of authentication should be used, or the like. The ATM may transmit or send the notification to an enterprise computing system which may cause the enterprise computing system to display the notification.

Claims17

Dependent claims

An automated teller machine, comprising:

a display;
a card acceptor including a card reader and at least one hall effect sensor within the card acceptor;
at least one processor;
a communication interface communicatively coupled to the at least one processor;
and
a memory storing computer-readable instructions that, when executed by the at least one processor, cause the automated teller machine to:
receive, from the at least one Hall effect sensor, an indication of a presence of a physical magnet within the card acceptor, wherein the at least one Hall effect sensor is configured to detect the presence of the physical magnet within the card acceptor when an unauthorized device is in an in-use state and when the unauthorized device is in a disabled state;
generate, based on the indication of the presence of the physical magnet within the card acceptor, a mitigation action and a notification indicating a presence of the unauthorized device within the card acceptor based on the indication of the presence of the physical magnet within the card acceptor;
execute the mitigation action, wherein executing the mitigation action causes a modification in functionality of the automated teller machine;
and
send, to an enterprise computing system, the notification, wherein sending the notification causes the notification to be displayed by a display of the enterprise computing system.

8 more elements

A method, comprising;

receiving, by an automated teller machine having a display, a card acceptor including a card reader and at least one Hall effect sensor within the card acceptor, at least one processor, and memory, and from the at least one Hall effect sensor, an indication of a presence of a physical magnet within the card acceptor, wherein the at least one Hall effect sensor is configured to detect the presence of the physical magnet within the card acceptor when an unauthorized device is in an in-use state and when the unauthorized device is in a disabled state;
generating, by the at least one processor and based on the indication of the presence of the physical magnet within the card acceptor, a mitigation action and a notification indicating a presence of an unauthorized device within the card acceptor based on the indication of the presence of the physical magnet within the card acceptor;
executing, by the at least one processor, the mitigation action, wherein executing the mitigation action causes a modification in functionality of the automated teller machine;
and
sending, by the at least one processor and to an enterprise computing system, the notification, wherein sending the notification causes the notification to be displayed by a display of the enterprise computing system.

2 more elements

One or more non-transitory computer-readable media storing instructions that, when executed by an automated teller machine having a display, a card acceptor including a card reader and at least one Hall effect sensor within the card acceptor, at least one processor, memory, and a communication interface, cause the automated teller machine to:

receive, from the at least one Hall effect sensor, an indication of a presence of a physical magnet within the card acceptor, wherein the at least one Hall effect sensor is configured to detect the presence of the physical magnet within the card acceptor when an unauthorized device is in an in-use state and when the unauthorized device is in a disabled state;
generate, based on the indication of the presence of the physical magnet within the card acceptor, a mitigation action and a notification indicating a presence of an unauthorized device within the card acceptor based on the indication of the presence of the physical magnet within the card acceptor;
execute the mitigation action, wherein executing the mitigation action causes a modification in functionality of the automated teller machine;
and
send, to an enterprise computing system, the notification, wherein sending the notification causes the notification to be displayed by a display of the enterprise computing system.

2 more elements

Dependencies are inferred from the claim text.