Tracking gaming payment-card transactions and spending limits via token(s)

A gaming system comprising:

• a display;
• and
• a processor communicatively coupled to a telecommunication network and gaming network, wherein the processor is configured to execute instructions that, when executed, cause the gaming system to perform operations to:
• initiate, in response to user input via the display, a payment-card transaction to purchase game credits for use at a gaming machine connected to the gaming network;
• obtain, from a payment terminal in response to initiating the payment-card transaction, a token from a payment service provider system communicatively coupled to the payment terminal via the gaming network and the telecommunication network, wherein the payment service provider system is authorized to replace sensitive payment-card information, from the payment-card transaction, with the token;
• search a database of transaction records using the token as a search parameter to identify at least one transaction record associated with the token;
• in response to identifying the at least one transaction record, copy from the at least one transaction record a player account identifier associated with a player account;
• determine, in response to copying the player account identifier, a previous use of the player account, via the gaming network, for one or more additional payment-card transactions that occurred via the gaming network within a given period;
• determine, in response to determining the previous use of the player account, whether a spending limit, for the player account, would be exceeded by an amount of the payment-card transaction;
• and
• transmit, for presentation via the display, an indication of whether the spending limit would be exceeded.

A non-transitory computer-readable storage medium storing instructions that, when executed by a processor, cause the processor to perform operations comprising:

• initiating, in response to user input via a player interface device connected to a gaming machine and a gaming network, a payment-card transaction to purchase game credits for use at the gaming machine;
• obtaining, from a payment terminal in response to the operation of initiating the payment-card transaction, a token that replaces sensitive payment-card information;
• searching a database of transaction records using the token as a search parameter to identify at least one transaction record associated with the token;
• copying, from the at least one transaction record in response to identifying the at least one transaction record, a player account identifier associated with a player account;
• determining, in response to the operation of copying the player account identifier, a previous use of the player account, via the gaming network, for one or more additional payment-card transactions that occurred via the gaming network within a given period;
• determining, in response to the operation of determining the previous use of the player account, whether a spending limit, for the player account associated with the token, would be exceeded by an amount of the payment-card transaction;
• and
• presenting, via a display, an indication of whether the spending limit would be exceeded.