Interface widget tool for automatic QR code generation and display without application launching

A method comprising:

• detecting, via one or more processes of a first software development kit (SDK) for an application on a mobile device of a user, a use of a code widget on the mobile device, wherein the use comprises bringing the code widget to a foreground of a home screen interface on the mobile device independent of opening or executing the application;
• determining, in response to the use independent of the user requesting a generation of a first machine-readable code in the application, a first machine-readable code displayable by the mobile device via the code widget, wherein the first machine-readable code provides data for electronic transaction processing when the first machine-readable code is scanned;
• generating the first machine-readable code using a digital token associated with an account of the user;
• receiving an application programming interface (API) call from the one or more processes of the first SDK for the first machine-readable code for a transaction being processed via the code widget;
• connecting with the application using the one or more processes of the first SDK;
• transmitting the first machine-readable code to the application on the mobile device, wherein receiving the first machine-readable code by the application causes the first machine-readable code to be loaded in the code widget from the first SDK;
• detecting a first scan performed by a merchant device of the first machine-readable code using a second SDK for a sales application on the merchant device, wherein the first scan is detected as being performed in association with the transaction being processed at the merchant device;
• initiating, independent of interacting with the mobile device, a transaction processing request for the transaction directly with the merchant device via one or more API calls exchanged with the sales application using the second SDK;
• validating the first scan of the first machine-readable code, wherein the validating comprises:
• executing a risk analysis of the transaction based on a plurality of parameters associated with an analysis of the account associated with the digital token, a condition for an expiration of the first machine-readable code, and whether a previous scan of the first machine-readable code has occurred;
• providing an event in the application on the mobile device using the first SDK based on the transaction processing request using the first machine-readable code, wherein the event indicates at least the first scan by the merchant device;
• determining whether to process the transaction processing request using the account based on the validating;
• providing an animation via the mobile device indicating a result of the transaction processing request using the first SDK;
• and
• updating the code widget in the home screen interface, wherein the updating the code widget includes replacing the first machine-readable code with a second machine-readable code.

A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:

• detecting, via one or more processes of a first software development kit (SDK) for an application on a mobile device of a user, an activation of a code widget on the mobile device, wherein the activation comprises bringing the code widget to a foreground of a home screen interface on the mobile device independent of opening or executing the application;
• determining, in response to the activation independent of a user input and an approval in the application, a first machine-readable code of a plurality of machine-readable codes displayable by the mobile device, wherein the first machine-readable code provides data for electronic transaction processing when the first machine-readable code is scanned;
• generating the first machine-readable code using a digital token associated with an account of the user;
• receiving an application programming interface (API) call from the one or more processes of the first SDK for the first machine-readable code for a transaction being processed via the code widget;
• connecting with the application using the one or more processes of the first SDK;
• transmitting the first machine-readable code to the application on the mobile device, wherein receiving the first machine-readable code by the application causes the first machine-readable code to be loaded in the code widget from the first SDK;
• detecting a first scan performed by a merchant device of the first machine-readable code using a second SDK for a sales application on the merchant device, wherein the first scan is detected as being performed in association with the transaction being processed at the merchant device;
• initiating, independent of interacting with the mobile device, a transaction processing request for the transaction directly with the merchant device via one or more API calls exchanged with the sales application using the second SDK;
• validating the first scan of the first machine-readable code, wherein the validating comprises:
• executing a risk analysis of the transaction based on a plurality of parameters associated with an analysis of the account associated with the digital token, a condition for an expiration of the first machine-readable code, and whether a previous scan of the first machine-readable code has occurred;
• providing an event in the application on the mobile device using the first SDK based on the transaction processing request using the first machine-readable code, wherein the event indicates at least the first scan by the merchant device;
• determining whether to process the transaction processing request using the account based on the validating;
• providing an animation via the mobile device indicating a result of the transaction processing request using the first SDK;
• and
• updating the code widget in the home screen interface, wherein the updating the code widget includes replacing the first machine-readable code with a second machine-readable code.