Verification system for omnichannel end-user verification

A verification computing system comprising:

• one or more processors;
• and
• a storage subsystem including a verification agent, a verification web-application, and instructions operable by the one or more processors to
• in a first verification channel including an offline channel in which a verification API (application programming interface) sends a first verification request in response to an input initiating an end-user verification on a first computing device of an enterprise computing system:
• receive the first verification request and an end-user mobile number from the verification API,
• send a first-time sign-in request to an end-user computing device associated with the end-user mobile number, the first-time sign-in request indicating a state of a first user verification session in the verification web-application, the first user verification session being in communication with the verification agent and a first user web-application on the end-user computing device,
• receive, from the first user web-application, a first end-user authentication message after detecting a connection with the end-user computing device, the first end-user authentication message including a passkey, and in response, associating the passkey with the end-user mobile number,
• in a second verification channel including an online channel in which the verification API sends a second verification request in response to a verification API request from a second computing device of the enterprise computing system:
• receive the second verification request and the end-user mobile number from the verification API,
• send a sign-in message to the end-user computing device, the sign-in message indicating a state of a second user verification session in the verification web-application, the second user verification session being in communication with the verification agent and a second user web-application on the end-user computing device,
• receive a second end-user authentication message from the second user web-application on the end-user computing device, the second end-user authentication message including the passkey to sign-in with the second user verification session;
• send, utilizing the second user web-application, an end-user verification message to the end-user computing device upon receiving the passkey, and
• in response to receiving a verification approved response to the sign-in message from the second user web-application on the end-user computing device, send the verification approved response to one or more of the end-user computing device or the enterprise computing system using the verification agent.

A verification computing system comprising:

• one or more processors;
• and
• a storage subsystem comprising a verification agent, a verification web-application, and instructions operable by the one or more processors to
• receive a list of new-users from a new account API on an enterprise computing system, each new-user having an end-user mobile number,
• store a plurality of end-user mobile numbers from the list of new-users as a pre-enrollment list,
• in a first verification channel in which a verification API (application programming interface) sends a first verification request that is initiated from a first computing device of the enterprise computing system:
• receive the first verification request and an end-user mobile number associated with an end-user from the verification API,
• send a first-time sign-in request to an end-user computing device associated with the end-user mobile number when the end-user mobile number is in the pre-enrollment list, the first-time sign-in request indicating a state of a first user verification session in the verification web-application, the first user verification session being in communication with the verification agent and a first user web-application on the end-user computing device,
• receive, from the first user web-application, a first end-user authentication message after detecting a connection with the end-user computing device, the first end-user authentication message including a passkey, and in response, send a first end-user verification message to the end-user computing device utilizing the first user web-application,
• in response to receiving a first verification approved response to the first end-user verification message from the first user web-application on the end-user computing device, send the first verification approved response to one or more of the end-user computing device or the enterprise computing system using the verification agent,
• in a second verification channel in which the verification API sends a second verification request that is initiated from a second computing device of the enterprise computing system,
• in response to receiving the second verification request, send a sign-in message to the end-user computing device, the sign-in message indicating a state of a second user verification session in the verification web-application, the second user verification session being in communication with the verification agent and a second user web-application on the end-user computing device,
• utilizing the second user web-application on the end-user computing device, receive a second verification approved response in response to a second end-user verification message, and
• send, using the verification agent, the second verification approved response to the verification API on the enterprise computing system.