Decentralized, open banking, contextual decision support tool for virtual, augmented, and mixed reality
AssigneeFlybits, Inc.
InventorHossein Rahnama
Life of this patent
Estimating the term…
Abstract
Methods and systems for decentralized, open banking, contextual decision support tools in virtual, augmented, and mixed reality environments are provided. According to one example, a wearable electronic device maintains access to a network of decentralized open banking data nodes. After receiving a data operation including contextual data from a plurality of sensors of the wearable electronic device, the device processes the data operation to generate context-aware financial information using industry semantics and updates the display with the results of the data operation and present the context-aware financial information within a zone of the metaverse environment corresponding to a financial category.
Claims20
A method for providing an immersive banking experience in a metaverse environment, the method executed at a wearable electronic device comprising a processor, a memory, a network interface device connected to a network, a plurality of sensors, and a display configured to render a virtual reality environment, the method comprising:
- accessing, via the network interface device, a plurality of data items from one or more nodes of a decentralized open banking network, each data item associated with a financial category;
- receiving, at the wearable electronic device, a data operation including contextual data from the plurality of sensors, the contextual data comprising at least geolocation, orientation, and motion attributes of the wearable electronic device;
- processing the data operation by:
- maintaining, in the memory, a plurality of predefined three-dimensional zones in the virtual reality environment, each zone corresponding to a respective virtual object and corresponding to a different financial category;
- for each of the zones, selecting, by the processor, a subset of the data items associated with the corresponding financial category and generating context-aware financial information for the zone based on the contextual data;
- and determining, from the contextual data, which of the plurality of zones are within a current view of the metaverse environment from a perspective of a user of the wearable electronic device;
- and
- responsive to the processing, updating the display by rendering, in only the zones determined to be within the current view, respective immersive three-dimensional interactive graphical elements that present the corresponding context-aware financial information within the metaverse environment.
A wearable electronic device comprising a processor, a memory, a network interface device connected to a network, a plurality of sensors, and a display configured to render a virtual reality environment, wherein the processor is configured to:
- access, via the network interface device, a plurality of data items from one or more nodes of a decentralized open banking network, each data item associated with a financial category;
- receive a data operation including contextual data from the plurality of sensors, the contextual data comprising at least geolocation, orientation, and motion attributes of the wearable electronic device;
- maintain, in the memory, a plurality of predefined three-dimensional zones in the virtual reality environment, each zone corresponding to a respective virtual object and corresponding to a different financial category;
- process the data operation by, for each of the zones, selecting a subset of the data items associated with the corresponding financial category and generating context-aware financial information for the zone based on the contextual data, and by determining, from the contextual data, which of the plurality of zones are within a current view of the virtual reality environment from a perspective of a user of the wearable electronic device;
- and
- responsive to the processing, update the display by rendering immersive three-dimensional interactive graphical elements presenting the context-aware financial information in only the zones determined to be within the current view, such that financial information from multiple financial categories is presented in spatially distinct zones that remain visually registered to the respective virtual objects as the user moves within the virtual reality environment.
Dependencies are inferred from the claim text.