Autonomous vehicle insurance based upon usage

A system for evaluating risk associated with an autonomous or semi-autonomous vehicle, comprising:

• a processor;
• a display communicatively coupled with the processor;
• and
• computer-readable media storing instructions which, when executed by the processor, causes the processor to:
• access a profile associated with an operator of the vehicle, wherein the profile indicates settings of a plurality of autonomous operation features;
• determine a first risk level associated with autonomous operation of the vehicle, in accordance with the settings and under a current environmental condition;
• determine that the current environmental condition has changed to an updated condition;
• based on determining that the current environmental condition has changed, determine, based on the updated condition, a setting for a feature of the plurality of autonomous operation features that is associated with a second risk level, higher than the first risk level;
• and
• based on determining the setting, cause an on-board computer of the vehicle to automatically adjust the setting.

A non-transitory computer-readable medium storing instructions for directing a route of an autonomous or semi-autonomous vehicle during an emergency which, when executed by a processor, causes the processor to:

• access a profile associated with an operator of the vehicle, wherein the profile indicates settings of a plurality of autonomous operation features;
• determine a first risk level associated with autonomous operation of the vehicle in accordance with the settings and under a current environmental condition;
• determine that the current environmental condition has changed to an updated condition;
• based on determining that the current environmental condition has changed, determine, based on the updated condition, a setting for a feature of the plurality of autonomous operation features that is associated with a second risk level, higher than the first risk level;
• and
• based on determining the setting, cause an on-board computer of the vehicle to automatically adjust the setting.