Systems, methods and devices for ATM access during outages

A non-transitory computer-readable medium having instructions stored thereon that, when executed by at least one computing device, cause the at least one computing device to perform operations comprising:

• sending a request for power to a user device in proximity to a transaction terminal device based on an indication that the transaction terminal is in a power outage mode;
• transferring, via an electrical interface of the transaction terminal, power from the user device to a rechargeable battery of the transaction terminal;
• transitioning from the power outage mode to a reduced power mode based on the transferred power;
• and
• while in the reduced power mode:
• preventing a transaction from being performed via a user interface of the transaction terminal;
• receiving a request for the transaction from the user device based on an interaction with a user interface of the user device;
• and
• providing an authorization result for the transaction via the user interface of the user device based on the preventing the transaction from being performed via the user interface of the transaction terminal.

A system comprising:

• a memory;
• and
• at least one processor coupled to the memory and configured to perform operations comprising:
• sending a request for power to a user device in proximity to a transaction terminal device based on an indication that the transaction terminal is in a power outage mode;
• transferring, via an electrical interface of the transaction terminal, power from the user device to a rechargeable battery of the transaction terminal;
• transitioning from the power outage mode to a reduced power mode based on the transferred power;
• and
• while in the reduced power mode:
• preventing a transaction from being performed via a user interface of the transaction terminal;
• receiving a request for the transaction from the user device based on an interaction with a user interface of the user device;
• and
• providing an authorization result for the transaction via the user interface of the user device based on the preventing the transaction from being performed via the user interface of the transaction terminal.