Apparatuses, systems and methods for generating a base-line probable roof loss confidence score

A computer-implemented method for generating base-line probable roof loss confidence score data associated with a roof of a building, the method comprising:

• receiving building data from a building computing device in response to a processor of a confidence score computing device executing a building data receiving module, wherein the building data is representative of attributes of the building;
• receiving roof data from a roof computing device in response to the processor of the confidence score computing device executing a roof data receiving module, wherein the roof data is representative of a structure forming an upper covering of the building;
• receiving historical weather data from a weather computing device based on the building data in response to the processor of the confidence score computing device executing a weather data receiving module, wherein the historical weather data is representative of storm attributes associated with historical storms that have occurred in a geographic area that includes a geographic location of the building;
• receiving historical hail data from a hail computing device based on the building data in response to the processor of the confidence score computing device executing a hail data receiving module, wherein the historical hail data is representative of attributes of historical hail that has impacted a geographic area that includes the geographic location of the building;
• receiving climate region data from a climate region computing device based on the building data in response to the processor of the confidence score computing device executing a climate region data receiving module;
• generating, at property insurance underwriting, base-line probable roof loss confidence score data, to serve as a base-line for generating a subsequent probable roof loss confidence score, based on the building data, the roof data, the weather data, the hail data, and the climate region data in response to the processor of the confidence score computing device executing a base-line probable roof loss confidence score data generation module;
• and
• implementing an action to mitigate property loss based on at least the base-line probable roof loss confidence score data.

A non-transitory computer-readable medium storing computer-readable instructions that, when executed by a processor, cause the processor to generate base-line probable roof loss confidence score data associated with a roof of a building, the computer-readable medium comprising:

• a building data receiving module that, when executed by a processor of the confidence score computing device, causes the processor of the confidence score computing device to receive building data from a building computing device, wherein the building data is representative of attributes of the building;
• a roof data receiving module that, when executed by the processor of the confidence score computing device, causes the processor of the confidence score computing device to receive roof data from a roof computing device, wherein the roof data is representative of a structure forming an upper covering of the building;
• a weather data receiving module that, when executed by a processor of the confidence score computing device, causes the processor of the confidence score computing device to receive historical weather data from a weather computing device based on the building data, wherein the historical weather data is representative of storm attributes associated with historical storms that have occurred in a geographic area that includes a geographic location of the building;
• a hail data receiving module that, when executed by the processor of the confidence score computing device, causes the processor of the confidence score computing device to receive historical hail data from a hail computing device based on the building data, wherein the historical hail data is representative of attributes of historical hail that has impacted a geographic area that includes the geographic location of the building;
• a base-line probable roof loss confidence score data generation module that, when executed by the processor of the confidence score computing device, causes the processor of the confidence score computing device to generate, at property insurance underwriting, base-line probable roof loss confidence score data, to serve as a base-line for generating a subsequent probable roof loss confidence score, based on the building data, the roof data, the weather data, and the hail data;
• and
• a loss mitigation transmission module to implement an action to mitigate property loss based on at least the base-line probable roof loss confidence score data.