Method, user computing device, and computer-readable non-transitory medium for embedded one-click checkout

A user computing device comprising:

• one or more processors;
• and
• one or more computer-readable non-transitory storage media coupled to one or more of the processors and comprising instructions operable when executed by one or more of the processors to cause the user computing device to perform operations comprising:
• presenting, by a user computing device, a guest checkout interface in an application executing on the user computing device, the guest checkout interface being presented in association with an order;
• receiving, by the user computing device through the guest checkout interface, user identifying information in association with the order;
• sending, by the user computing device, the user identifying information to a computing system associated with a transaction processing system;
• receiving, by the user computing device from the transaction processing system, a notification that the user identifying information is not associated with a user account associated with the transaction processing system;
• generating, by the user computing device, based on instructions received from the transaction processing system, one or more customized embedded fields within the guest checkout interface for at least entering payment information associated with a credit card, wherein:
• the one or more customized embedded fields are configured to receive as input a credit card number and further configured to receive an expiration date, a verification code, or a name associated with the credit card;
• a subset of the one or more customized embedded fields is configured to analyze the payment information to determine whether the payment information is accurate and valid;
• and
• input in the one or more customized embedded fields is configured to be transferred to the transaction processing system via a secure application programming interface after the subset of the one or more customized embedded fields determines that the payment information is accurate and valid;
• receiving, by the user computing device through the guest checkout interface, the payment information and order information for the order;
• sending, by the user computing device to the transaction processing system, the received payment information and order information;
• and
• presenting, by the user computing device, an order confirmation and user account creation interface.

One or more computer-readable non-transitory storage media embodying software that is operable when executed by a user computing device to perform operations comprising:

• presenting, by a user computing device, a guest checkout interface in an application executing on the user computing device, the guest checkout interface being presented in association with an order;
• receiving, by the user computing device through the guest checkout interface, user identifying information in association with the order;
• sending, by the user computing device, the user identifying information to a computing system associated with a transaction processing system;
• receiving, by the user computing device from the transaction processing system, a notification that the user identifying information is not associated with a user account associated with the transaction processing system;
• generating, by the user computing device, based on instructions received from the transaction processing system, one or more customized embedded fields within the guest checkout interface for at least entering payment information associated with a credit card, wherein:
• the one or more customized embedded fields are configured to receive as input a credit card number and further configured to receive an expiration date, a verification code, or a name associated with the credit card;
• a subset of the one or more customized embedded fields is configured to analyze the payment information to determine whether the payment information is accurate and valid;
• and
• input in the one or more customized embedded fields is configured to be transferred to the transaction processing system via a secure application programming interface after the subset of the one or more customized embedded fields determines that the payment information is accurate and valid;
• receiving, by the user computing device through the guest checkout interface, the payment information and order information for the order;
• sending, by the user computing device to the transaction processing system, the received payment information and order information;
• and
• presenting, by the user computing device, an order confirmation and user account creation interface.