Call source verification
AssigneeUnited Services Automobile Association (USAA)
InventorsJanelle Denice Dziuk, Jon D. Mceachron, Steven Michael Bernstein
Life of this patent
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AssigneeUnited Services Automobile Association (USAA)
InventorsJanelle Denice Dziuk, Jon D. Mceachron, Steven Michael Bernstein
Estimating the term…
Methods and systems described herein are directed to verifying a caller's identity during a phone call by exchanging sub-audible tones between two parties to a phone call. A code, password, or other message can be embedded within telephone audio signals as sub-audible tones, which can be used to facilitate a verification process. The combined audio signal that includes sub-audible tones can be analyzed by a receiving device to extract an embedded code or message. Aspects of cryptographic schemes can be implemented using sub-audible tones—such as time-based one-time passwords (TOTP) and handshakes—which verify the identity of a party to a call. Based on the outcome of the verification process, the user can be notified whether verification was successful.
A method for verifying a party to a telephone call, the method comprising:
A computing system associated with a first party for verifying a second party to a telephone call, the computing system comprising:
A non-transitory computer-readable storage medium storing instructions that, when executed by a computing system, cause the computing system to perform a process for verifying a party to a telephone call, the process comprising:
Dependencies are inferred from the claim text.