Location-based account management and fraud-detection system for use with mobile gambling applications

A system comprising:

• one or more server computers, each of the one or more server computers including at least one processor, the one or more server computers being configured to:
• receive login information of a user from a mobile gambling application being executed on a smartphone, wherein the login information enables access to a user account established with a gaming operator of the mobile gambling application;
• attempt to verify the login information;
• based at least on successful verification of the login information, provide the user access to the user account via the mobile gambling application;
• receive at least Global Positioning System (GPS) data from the smartphone while the smartphone executes the mobile gambling application;
• based at least on the GPS data, determine whether the user is in a location where wagering is permitted;
• based at least on a determination that the user is in the location where wagering is permitted:
• receive, from the mobile gambling application, a request to wager a first amount of money on a game, wherein the first amount of money is in the user account;
• while a current location of the user continues to be determined as the location where wagering is permitted, approve the request to wager;
• based at least on the determination that the user is in a location where gambling is not permitted:
• receive, from the mobile gambling application, a request to withdraw a second amount of money from the user account for deposit in a pre-permissioned financial account associated with a financial institution;
• and
• while the current location of the user continues to be determined as the location where wagering is not permitted:
• deny the request to withdraw based at least on one of:
• the determination that the user is in the location where wagering is not permitted, or a determination that the second amount of money is greater than a maximum transfer amount.