Tracking systems and methods for purchase devices
AssigneeUnited Services Automobile Association (USAA)
InventorsArthur Quentin Smith, Oscar Guerra, Timothy Blair Chalmers, Noe Alberto Martinez, Justin Dax Haslam, Robert Lee Black
Life of this patent
Estimating the term…
Abstract
A tracking system includes one or more processors configured to receive purchase data related to a purchase being attempted by a user, determine a purchase score for the purchase based on characteristics of one or more items of the purchase, and determine a change to an overall purchase score for the user that would occur upon completion of the purchase. The one or more processors are also configured to provide, prior to the completion of the purchase and via a purchase device of the user, an output that indicates the change.
Claims20
A tracking system, comprising:
- a payment card comprising one or more light sources;
- one or more processors;
- and
- a memory storing instructions executable by the one or more processors to cause the one or more processors to:
- receive purchase data related to a purchase being attempted by a user, wherein the purchase data indicates characteristics of one or more items of the purchase;
- determine a purchase score for the purchase based on the characteristics of the one or more items of the purchase;
- determine a change to an overall purchase score for the user that would occur upon completion of the purchase;
- and
- illuminate, prior to the completion of the purchase, the one or more light sources to indicate the change.
A method of operating a tracking system, the method comprising:
- receiving, at one or more processors, purchase data related to a purchase being attempted by a user, wherein the purchase data indicates characteristics of one or more items of the purchase;
- determining, using the one or more processors, a purchase score for the purchase based on the characteristics of the one or more items of the purchase;
- determining, using the one or more processors, a change to an overall purchase score for the user that would occur upon completion of the purchase;
- and
- providing, using the one or more processors and prior to the completion of the purchase and via a purchase device of the user, an output that indicates the change, wherein providing the output that indicates the change comprises illumination of one or more light sources on the purchase device.
A tracking system, comprising:
- a payment card comprising one or more light sources;
- one or more processors;
- and
- a memory storing instructions executable by the one or more processors to cause the one or more processors to:
- receive purchase data related to a purchase being attempted by a user with the payment card;
- determine a purchase score for the purchase based on the purchase data;
- determine a change to an overall purchase score for the user that would occur upon completion of the purchase;
- and
- illuminate, prior to the completion of the purchase, the one or more light sources to provide an output that indicates the change.
Dependencies are inferred from the claim text.