Dynamic creation of contextual protective shield to protect cards using neuromorphic tiny AI module and dynamic short code hashing

A method for securing electronic transactions using a neuromorphic intelligent card system, comprising the steps of:

• providing a smart card with neuromorphic sensory nodes, a neuromorphic AI module, and a TinyDB, wherein the TinyDB is a memristor-based non-volatile storage device configured to store pre-stored data patterns, encryption keys, historical transaction data, synchronization logs, and tamper-evident signals;
• activating the sensory nodes when the smart card is brought into proximity with an external device, wherein the sensory nodes are configured to capture a device data pattern, a short code generated by the external device, additional data related to the external device's operational status, geographic location, and any relevant contextual information;
• generating a dynamic short code by the neuromorphic AI module, wherein the dynamic short code is generated based on factors including a specific time of the transaction, the geographic location of the external device, the operational status of the external device, and contextual data captured by the sensory nodes;
• transmitting the captured device data pattern, short code, additional data, and the dynamic short code to the neuromorphic AI module;
• retrieving, by the neuromorphic AI module, a decode key from the TinyDB based on the captured device data pattern and contextual information;
• decrypting, by the neuromorphic AI module, the short code received from the external device using the decode key retrieved from the TinyDB;
• comparing, by the neuromorphic AI module, the decrypted short code with the pre-stored data patterns, historical transaction data, and relevant contextual information stored in the TinyDB to determine authenticity and legitimacy of the external device;
• analyzing the additional data captured by the sensory nodes, including the device's operational status and geographic location, to enhance accuracy of a device authentication process and to detect any anomalies;
• generating, by the neuromorphic AI module, a transaction approval signal if the decrypted short code, additional data, and contextual information match the pre-stored data patterns and historical transaction data, or generating a rejection signal if a mismatch, anomaly, or any security threat is detected;
• signaling, by the neuromorphic AI module, a data feeder to prepare the transaction data if the transaction approval signal is generated, wherein the data feeder organizes and formats the transaction data according to predefined secure formats;
• encrypting, by the data feeder, the transaction data using the dynamic short code as an authorization encryption key, ensuring that the data is protected against unauthorized access or tampering;
• transmitting, by the smart card, the encrypted transaction data to the external device through a secure communication channel, wherein the secure communication channel is established and maintained using the dynamic short code, providing an additional layer of security during data transmission;
• logging any transaction rejections, anomalies, or detected security threats in the TinyDB, creating a detailed and traceable record of all rejected transactions, anomalies, and potential threats for continuous security monitoring and post-transaction analysis;
• activating a data synchronization process if the transaction is approved, if a predefined number of transactions have been completed, or if the neuromorphic AI module detects that the smart card's data requires updating, wherein the sensory nodes capture a synchronization request from the external device or a linked mobile application;
• retrieving, by the neuromorphic AI module, synchronization parameters, updated security credentials, and any pending transaction logs from the TinyDB in response to the synchronization request;
• comparing the synchronization request and related data with the stored data in the TinyDB to ensure that the request is valid, consistent, and aligned with the card's current records and operational state;
• generating, by the neuromorphic AI module, a synchronization response that includes updated security credentials, transaction logs, and any required synchronization updates, ensuring that the smart card's data remains current and secure;
• encrypting, by the neuromorphic AI module, the synchronization response using a synchronization encryption key that is dynamically generated based on current synchronization parameters, ensuring that the response is protected during transmission;
• organizing and formatting the encrypted synchronization response by the data feeder, ensuring compatibility with various external devices, including the POS terminal and any linked mobile applications;
• transmitting, by the smart card, the encrypted synchronization response to the external device via the secure communication channel, ensuring that the synchronization process is completed without exposing the data to unauthorized parties;
• updating, by the smart card, the TinyDB with the details of a synchronization event, including any changes to the security credentials, transaction records, or other critical data, after receiving confirmation from the external device that the synchronization has been successfully completed;
• establishing a secure connection with a mobile application, wherein the mobile application is configured to update the TinyDB with the latest vendor-specific short codes, encryption keys, and security credentials, ensuring that the smart card remains up-to-date with the latest security protocols and vendor information;
• performing real-time learning and adaptive analysis by the neuromorphic AI module based on transaction data, synchronization events, and cardholder behavior patterns, continuously updating the pre-stored data patterns and security thresholds in the TinyDB to enhance the accuracy of device authentication and the detection of potential threats;
• detecting and responding to physical tampering attempts through the sensory nodes, wherein any detected tampering is immediately logged as a tamper-evident signal in the TinyDB and flagged for further investigation by the neuromorphic AI module;
• adaptively adjusting the security thresholds for device authentication based on the cardholder's transaction history, geographic patterns, operational environment, and behavior patterns, ensuring that the smart card provides a personalized and context-aware security response;
• transmitting a security alert to the cardholder's mobile application in the event of a transaction rejection, detected anomaly, or tamper-evident signal, allowing the cardholder to take immediate action or review a security incident;
• initiating an automatic synchronization process with the mobile application or external device when a predefined number of transactions have been completed, when the smart card detects a significant update is required, or when an anomaly in the transaction history is detected, ensuring that the card's data is consistently maintained;
• performing periodic self-checks by the TinyDB, wherein the self-checks verify integrity, accuracy, and consistency of the stored data, and any discrepancies or potential issues are reported to the neuromorphic AI module for immediate corrective action, maintaining overall reliability and security of the smart card;
• and
• operating the smart card in a low-power mode when not in use, wherein the memristor-based TinyDB retains all critical data, security credentials, and transaction logs without requiring continuous power, allowing the smart card to conserve energy while ensuring that it remains fully functional and secure at all times.

A system for securing electronic transactions using a neuromorphic intelligent card, comprising:

• a smart card comprising neuromorphic sensory nodes configured to capture a device data pattern, a short code generated by an external device, additional data related to the external device's operational status, geographic location, and contextual information when the smart card is brought into proximity with the external device;
• a neuromorphic AI module integrated within the smart card, wherein the neuromorphic AI module is configured to generate a dynamic short code based on factors including a specific time of the transaction, the geographic location of the external device, the operational status of the external device, and the contextual information captured by the sensory nodes;
• a memristor-based TinyDB within the smart card, wherein the TinyDB is a non-volatile storage device configured to store pre-stored data patterns, encryption keys, historical transaction data, synchronization logs, tamper-evident signals, and any additional data captured by the sensory nodes;
• a data feeder integrated within the smart card, wherein the data feeder is configured to organize, format, and encrypt transaction data and synchronization responses for secure transmission;
• the neuromorphic AI module further configured to retrieve a decode key from the TinyDB based on the device data pattern and contextual information, decrypt the short code using the decode key, and compare the decrypted short code with the pre-stored data patterns, historical transaction data, and contextual information stored in the TinyDB to determine authenticity and legitimacy of the external device;
• the neuromorphic AI module further configured to analyze the additional data captured by the sensory nodes, including the operational status and geographic location of the external device, to enhance accuracy of a device authentication process and detect any anomalies;
• the neuromorphic AI module further configured to generate a transaction approval signal if the decrypted short code, additional data, and contextual information match the pre-stored data patterns and historical transaction data, or generate a rejection signal if a mismatch, anomaly, or security threat is detected;
• the data feeder configured to prepare and encrypt transaction data with the dynamic short code as an authorization encryption key upon receiving the transaction approval signal from the neuromorphic AI module;
• the smart card further configured to transmit the encrypted transaction data to the external device through a secure communication channel established using the dynamic short code, wherein the secure communication channel is maintained to ensure the security of data transmission;
• the smart card further configured to log any transaction rejections, anomalies, or detected security threats in the TinyDB, creating a detailed and traceable record for security monitoring and post-transaction analysis;
• the neuromorphic AI module further configured to activate a data synchronization process if the transaction is approved, if a predefined number of transactions have been completed, or if the smart card's data requires updating, wherein the sensory nodes capture a synchronization request from the external device or a linked mobile application;
• the neuromorphic AI module further configured to retrieve synchronization parameters, updated security credentials, and transaction logs from the TinyDB in response to the synchronization request, compare the synchronization request with stored data in the TinyDB, and generate a synchronization response that includes updated security credentials, transaction logs, and any required synchronization updates;
• the neuromorphic AI module further configured to encrypt the synchronization response with a synchronization encryption key dynamically generated based on current synchronization parameters;
• the data feeder further configured to organize and format the encrypted synchronization response for transmission, ensuring compatibility with various external devices and linked mobile applications;
• the smart card further configured to transmit the encrypted synchronization response to the external device via the secure communication channel and update the TinyDB with the details of a synchronization event, including any changes to security credentials or transaction records after receiving confirmation from the external device;
• the smart card further configured to establish a secure connection with a mobile application, wherein the mobile application is configured to update the TinyDB with the latest vendor-specific short codes, encryption keys, and security credentials to ensure that the smart card remains up-to-date with the latest security protocols and vendor information;
• the neuromorphic AI module further configured to perform real-time learning and adaptive analysis based on transaction data, synchronization events, and cardholder behavior patterns, continuously updating the pre-stored data patterns and security thresholds in the TinyDB to enhance device authentication accuracy and detect potential threats;
• the sensory nodes further configured to detect physical tampering attempts and respond by generating a tamper-evident signal, which is logged in the TinyDB and flagged for further investigation by the neuromorphic AI module;
• the neuromorphic AI module further configured to adaptively adjust security thresholds for device authentication based on the cardholder's transaction history, geographic patterns, operational environment, and behavior patterns, providing a personalized and context-aware security response;
• the smart card further configured to transmit a security alert to the cardholder's mobile application in the event of a transaction rejection, detected anomaly, or tamper-evident signal, enabling the cardholder to take immediate action or review the security incident;
• the smart card further configured to initiate an automatic synchronization process with the mobile application or external device when a predefined number of transactions have been completed, when a significant update is required, or when an anomaly in the transaction history is detected, ensuring consistent data maintenance;
• the TinyDB further configured to perform periodic self-checks to verify the integrity, accuracy, and consistency of the stored data, with any discrepancies reported to the neuromorphic AI module for corrective action to maintain reliability and security of the smart card;
• and
• the smart card further configured to operate in a low-power mode when not in use, wherein the memristor-based TinyDB retains all critical data, security credentials, and transaction logs without requiring continuous power, ensuring that the smart card conserves energy while remaining fully functional and secure.