Digital wallet systems and methods with responsible gaming

A computer-implemented method of providing digital wallet transactions implemented by a processor in communication with a memory device, the method comprising:

• establishing wireless connectivity between a mobile device of a player and an electronic gaming device, the electronic gaming device including a device identifier;
• receiving, by a digital wallet application programming interface (API), an initiation of a funds transfer request from the mobile device of the player, the funds transfer request identifying a funds transfer amount and an external player account of the player;
• identifying an operator identity of an operator based on the device identifier of the electronic gaming device;
• identifying a player account of the player, the player account associated with the operator;
• and
• based upon receiving the initiation of the funds transfer request at the digital wallet API, causing the digital wallet API to initiate, via a message queue that automatically processes funds transfers between a casino management system (CMS) and an external provider system associated with the external player account by processing messages transmitted between the digital wallet API, the CMS, and the external provider system:
• automatically performing a first withdrawal transaction moving the funds transfer amount from the electronic gaming device to the player account associated with the operator via the message queue and the CMS;
• and
• automatically performing a second withdrawal transaction moving the funds transfer amount from the player account associated with the operator to the external player account of the player based upon the first withdrawal transaction via the message queue and the external provider system.

At least one non-transitory computer-readable medium storing instructions that, when executed by at least one processor, cause the at least one processor to:

• establish wireless connectivity between a mobile device of a player and an electronic gaming device, the electronic gaming device including a device identifier;
• receive, by a digital wallet application programming interface (API), an initiation of a funds transfer request from the mobile device of the player, the funds transfer request identifying a funds transfer amount and an external player account of the player;
• identify an operator identity of an operator based on the device identifier of the electronic gaming device;
• identify a player account of the player, the player account associated with the operator;
• and
• based upon receiving the initiation of the funds transfer request at the digital wallet API, cause the digital wallet API to initiate, via a message queue that automatically processes funds transfers between a casino management system (CMS) and an external provider system associated with the external player account by processing messages transmitted between the digital wallet API, the CMS, and the external provider system:
• automatically performing a first withdrawal transaction moving the funds transfer amount from the electronic gaming device to the player account associated with the operator via the message queue and the CMS;
• and
• automatically performing a second withdrawal transaction moving the funds transfer amount from the player account associated with the operator to the external player account of the player based upon the first withdrawal transaction via the message queue and the external provider system.