Managing vehicle operator profiles based on telematics inferences

A computing system for data management, the computing system comprising:

• one or more processors, and
• a memory storing instructions that, upon execution by the one or more processors, cause the computing system to perform one or more processes including:
• collecting a plurality of personal data sets associated with a plurality of vehicle operators;
• collecting a plurality of sensor data sets associated with the plurality of vehicle operators via a software development kit (SDK) commonly installed on mobile applications running on mobile devices of the plurality of vehicle operators, wherein collecting the plurality of sensor data sets comprises using the SDK to produce telematics data using one or more respective sensors of each of the mobile devices, wherein the one or more respective sensors comprise one or more of an accelerometer, a gyroscope, a magnetometer, or a global position system (GPS) sensor, wherein the telematics data is produced in a standardized format across the mobile devices of the plurality of vehicle operators to enable the telematics data to be shared in a uniform format sharable across a first plurality of marketplace participants and a second plurality of marketplace participants, wherein, upon detecting that the SDK is installed on two or more applications running on a same mobile device, the SDK is run on a first application of the two or more applications while the SDK is suspended on other applications of the two or more applications, and wherein the sensor data sets comprise at least one of location sensor data, orientation sensor data, acceleration sensor data, or velocity sensor data;
• for each vehicle operator of the plurality of vehicle operators:
• generating and updating an operator profile including a personal data set of the plurality of personal data sets associated with the vehicle operator;
• determining and updating one or more primary telematics inferences based at least in part upon a sensor data set of the plurality of sensor data sets and the personal data set associated with the vehicle operator;
• determining and updating one or more secondary telematics inferences based at least in part upon the sensor data set associated with the vehicle operator;
• generating and updating a data profile including the one or more primary telematics inferences and the one or more secondary telematics inferences;
• and
• listing and updating the data profile onto a telematics marketplace such that:
• the one or more primary telematics inferences is accessible by the first plurality of marketplace participants and the second plurality of marketplace participants, the first plurality of marketplace participants having a first subscription level and the second plurality of marketplace participants having a second subscription level;
• and
• the one or more secondary telematics inferences is accessible by the first plurality of marketplace participants and not by the second plurality of marketplace participants;
• receiving, from a requesting party, a profile information request for a target operator profile associated with a target vehicle operator of the plurality of vehicle operators;
• and
• transmitting, in response to the profile information request, the target operator profile to the requesting party.

A non-transitory computer-readable medium storing instructions for data management, the instructions upon execution by one or more processors of a computing system, cause the computing system to perform one or more processes including:

• collecting a plurality of personal data sets associated with a plurality of vehicle operators;
• collecting a plurality of sensor data sets associated with the plurality of vehicle operators via a software development kit (SDK) commonly installed on mobile applications running on mobile devices of the plurality of vehicle operators, wherein collecting the plurality of sensor data sets comprises using the SDK to produce telematics data using one or more respective sensors of each of the mobile devices, wherein the one or more respective sensors comprise one or more of an accelerometer, a gyroscope, a magnetometer, or a global position system (GPS) sensor, wherein the telematics data is produced in a standardized format across the mobile devices of the plurality of vehicle operators to enable the telematics data to be shared in a uniform format sharable across a first plurality of marketplace participants and a second plurality of marketplace participants, wherein, upon detecting that the SDK is installed on two or more applications running on a same mobile device, the SDK is run on a first application of the two or more applications while the SDK is suspended on other applications of the two or more applications, and wherein the sensor data sets comprise at least one of location sensor data, orientation sensor data, acceleration sensor data, or velocity sensor data;
• for each vehicle operator of the plurality of vehicle operators:
• generating and updating an operator profile including a personal data set of the plurality of personal data sets associated with the vehicle operator;
• determining and updating one or more primary telematics inferences based at least in part upon a sensor data set of the plurality of sensor data sets and the personal data set associated with the vehicle operator;
• determining and updating one or more secondary telematics inferences based at least in part upon the sensor data set associated with the vehicle operator;
• generating and updating a data profile including the one or more primary telematics inferences and the one or more secondary telematics inferences;
• and
• listing and updating the data profile onto a telematics marketplace such that:
• the one or more primary telematics inferences is accessible by the first plurality of marketplace participants and the second plurality of marketplace participants, the first plurality of marketplace participants having a first subscription level and the second plurality of marketplace participants having a second subscription level;
• and
• the one or more secondary telematics inferences is accessible by the first plurality of marketplace participants and not by the second plurality of marketplace participants;
• receiving, from a requesting party, a profile information request for a target operator profile associated with a target vehicle operator of the plurality of vehicle operators;
• and
• transmitting, in response to the profile information request, the target operator profile to the requesting party.