System and method to dynamically evaluate patterns in smart card operations

A method, comprising:

• deriving a first plurality of interactions in a first environment, wherein the first plurality of interactions are associated with a first smart card identifier (ID);
• generating a first intelligent pattern based at least in part upon the first plurality of interactions;
• assigning a first plurality of adverse impacts to the first intelligent pattern;
• generating a first plurality of suggestions configured to mitigate the first plurality of adverse impacts;
• executing a plurality of graph analyzer operations to determine whether the first plurality of suggestions mitigate the first plurality of adverse impacts;
• and
• in response to determining that the first plurality of suggestions mitigate the first plurality of adverse impacts, generating a first report relating the first plurality of suggestions to the first environment.

A non-transitory computer readable medium storing instructions that when executed by a processor cause the processor to:

• derive a first plurality of interactions in a first environment, wherein the first plurality of interactions are associated with a first smart card identifier (ID);
• generate a first intelligent pattern based at least in part upon the first plurality of interactions;
• assign a first plurality of adverse impacts to the first intelligent pattern;
• generate a first plurality of suggestions configured to mitigate the first plurality of adverse impacts;
• execute a plurality of graph analyzer operations to determine whether the first plurality of suggestions mitigate the first plurality of adverse impacts;
• and
• in response to determining that the first plurality of suggestions mitigate the first plurality of adverse impacts, generate a first report relating the first plurality of suggestions to the first environment.