Automated intermediary system with request database and resource pool

An automated intermediary system comprising:

• at least one user request database;
• at least one processor;
• and
• at least one non-transitory computer readable medium containing instructions that, when executed by the at least one process, cause the automated intermediary system to perform operations comprising:
• receiving resource contributions and creating a resource pool using the resource contributions, the resource pool including:
• a tick structure,
• a balanced quantity of a first resource and a second resource, and
• wherein the resource contributions are allocated to ticks in the tick structure;
• receiving a user request specifying an exchange of a quantity of the first resource recorded in a user profile of a first user for the second resource;
• matching the user request to one or more stored user requests in the user request database and determining a first returned resource quantity and an unsatisfied portion of the user request including a remaining resource quantity;
• in response to the determination of the unsatisfied portion of the user request, matching the unsatisfied portion of the user request to the resource pool and determining a second returned resource quantity based on the remaining resource quantity and current quantities of the first and second resources in the resource pool, wherein determining the second returned resource quantity comprises:
• determining a current tick in the tick structure;
• determining a maximum provided quantity of the first resource based on real and virtual quantities of the first and second resources in the current tick;
• determining the maximum provided quantity of the first resource exceeds a remaining submitted quantity of the first resource;
• and
• determining the second returned resource quantity based on the remaining submitted quantity of the first resource;
• updating the user profile of the first user based on the first and second returned resource quantities;
• and
• in response to a request from the first user, withdrawing a portion of the first and second returned resource quantities from the automated intermediary system and updating the user profile of the first user.